The No Debt Plan: Pre-Step #2: A Long Term View

by Kevin on February 6, 2008

So you’ve decided you can have an Honest and Positive Attitude for your No Debt Plan? Time for Pre-Step #2 – a Long Term View.

True enough, getting into debt can seem relatively easy. It can be. Yet you probably didn’t get yourself into this situation yesterday.

Along the same lines, you most likely won’t be able to fix this overnight. If you just created this problem yesterday, you could make some drastic choices and get out of it tomorrow. For those of you that are seriously in debt, this is going to take a while.

Remember, we’re being honest and positive. This all sounds brutally honest, and it is. How can it be positive?

I think the positive part is that you are seeing the light at the end of the tunnel. It may be the size of a pinhole and be six years away, but it is there nonetheless. When you have debt piled up to your eyeballs, it may seem you will never get out. Being able to see the end of the tunnel no matter how far away is a serious change of view.

We’ll talk about this in the next section, but having goals will help you clarify how long this trip is going to take you. Once you know where you are going, you can get on your way. Six years may seem like a long time from now, but imagine the years after that without that debt cloud hanging above your head!

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