No Debt Plan

No Debt Plan is a blog about living a debt-free life. If you're new here, you may want to subscribe to my RSS feed (e-mail subscription also available). Learn more about me, or some of my most popular posts. Thanks for visiting!

The Carnival is back, this time over at My Dollar Plan. My post outlining Pre-Step #1 for the No Debt Plan was included. (Thanks!)

There are a bunch of great articles this time around… too many to list. Nonetheless, here are some I enjoyed:

• Millionaire Money Habits gives us 8 Habits of Millionaires. I especially like #1 - Earn to Invest, Not Earn to Spend.
• Chief Family Officer tried the cash-only lifestyle and it lasted two days. They are back to using their credit card and paying it off every month. A big thumbs up from me on this. We do the exact same thing. Thank you, Mr. Cash Back from AMEX!
• College of Cash doesn’t “do” Valentine’s Day. Hey, neither do we!
• Liberty and the Pursuit of Money talks about The Smartest Guys in the Room.
• Graceful Retirement canceled her life insurance, and it looks like a smart move (gasp!).
• Greener Pastures tells about her Life on a Spreadsheet. Seriously, I could have written this article. I love Excel. My wife makes fun of me sometimes, too. I budgeted our wedding in Excel, and use it for our budget.
• Smart Money Daily offers up ideas on buying foreclosed homes.
• Beyond Paycheck to Paycheck points out that even ‘reputable’ stock tips can be dangerous. I’ll say! I have thought in the past that I would start tracking all of the recommendations major magazines make on specific stocks. Sit and wait one, three, and five years and see what happens. It could be fun, but man that is a lot of work…
• Dog Ate My Finances talks about leaving the 9-5 for freelancing. In the long run this is something I would love to do, even if it were just writing this blog.
• My Wealth Builder gives us an update on retiring in his 40’s! Incredible. Big thumbs up here.

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Fed up with scraping the pennies together at the end of the month? It's time to get impartial and expert debt advice from professionals in debt management and possibly avoid bankruptcy with an IVA or another debt solution.