Earn $45 by Opening an ING Checking Account and Using It

by Kevin on October 28, 2008

I’ve touted the benefits of our ING accounts several times in the past. We have both an online checking and an online savings account with ING (plus several CDs). The rates are great, the security features are just right, and the customer service (the few times we’ve had to use it) is outstanding.

Normally you can get $25 by signing up for an ING account if you open the account with at least $250 if you use a referral link. I have plenty of referral links available, so if you need one just leave a comment or send me an e-mail. (Full disclosure: if you open up an account with my referral link and open it with at least $250, you get $25 and I get $10.)

ING is sweetening the deal coming in November. I got an e-mail from them yesterday that pointed to a new promotion called spend wisely. Essentially if you have an electric orange checking account and use your debit card 5 times for amounts over $10 during the month of November, they will give you $20 by December 15th.

There is no catch, no asterisk, no fine print at the bottom of the page. If you have an account and use it 5 times for amounts over $10, you get $20.

How is this not an awesome deal? I always use my American Express card for purchases, but definitely plan to utilize this bonus during the month of November.

For those non-account holders you are looking at an 18% return on your money. $25 account opening bonus + $20 for using the debit card = $45. With a starting “investment” of $250, that’s 18%. If you already had an account and have to spend $50 (5 x 10), you’re looking at a free 20% return as long as you are buying stuff you would normally have bought anyways.

Just another reason to love ING!

Edit: Shaun pointed out in the comments that the e-mail said the bonus would be $10. The website said $20. I’ve e-mailed ING to see if I can get some clarification on this and will update the post accordingly.


Shaun Carter October 28, 2008 at 8:53 am

That’s interesting that you’re e-mail said you would get $20 for using the debit card, the one I received said I would only get $10.

Kevin October 28, 2008 at 8:59 am

@Shaun: The email I received also said $10, but the website said $20. It said $20 in two different places which leads me to believe that is the correct amount and the $10 was a typo. I’ll change the post to reflect this possible issue.

Shaun Carter October 28, 2008 at 10:03 am

Thanks for the info Kevin! But hey, $10 for free is still $10! I can’t complain.

Kimberly October 28, 2008 at 11:45 am

I’m assuming this is only for new customers (with no ING accounts at all), at least the $25 opening bonus? The link to the promotion wasn’t really specific and I didn’t have time to dig into it.

Sharon Boyd November 13, 2008 at 8:13 pm

I am opening a checking acct with ING and would love to use a referral link! thanks for all the great info!

Wayne Cunningham November 24, 2008 at 9:58 pm

Can I open it by transferring $500 from my ing savings account?

Angela December 26, 2008 at 9:33 pm

I would like to open a checking account with your referral link. Thanks.

Tim McDuffie December 29, 2008 at 5:54 pm

I would also like to Earn $$$ on my own website????!!!!! yeh!

abusymom July 20, 2009 at 6:50 am

First I would like to say I enjoy reading your post. I was wondering I just opened a Roth acct. with Ing direct a few wks. ago.
Would I still be able to open a savings/ checking act. with them and get the above credited to my acct.? Thanks

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