Subscriber Swap Saturday: Budgets are Sexy

by Kevin on February 28, 2009

This is the thirteenth edition of Subscriber Swap Saturday.

For the uninitiated, every Saturday I do an interview with another blogger. That blogger also interviews me and posts that interview on their website.We then tell our readers — hey, I think this guy is interesting, you should subscribe to his blog for a week.

This week I’m interviewing J. Money from Budgets are Sexy. I highly encourage all of my readers to subscribe to his blog and see if you like what you find! Read more about Subscriber Swap Saturday at the link above. His questions for me are up at his blog as well.

Bio: J. Money writes for Budgets are Sexy – A laid back finance blog of a guy just trying to spice things up a bit. He also finds budgets….well…sexy!  If you like what you see, hook yourself up with his RSS feed.

Question (No Debt Plan): So let’s get this question out of the way. I’m sure some of my readers haven’t heard of your blog before (that’s the whole point of this interview, no?). Why and how in the world did you come up with the blog name Budgets are Sexy? It is one of the most unique names I’ve seen. Ever.

Answer (Budgets are Sexy): Can you believe you’re the first person to ever ask me this? Good work sir.  So yeah, in all honesty there’s not too much behind it except that I wanted to a) come up with something catchy, and b) promote my dear friend – the budget.  And oddly enough it just so happened that my favorite adjective at the time was “sexy”! I figured I’d be like Justin Timberlake and bring budgets AND sexy back at the same time ;)  Whatcha know about that JT?

Q: You’ve told me elsewhere that you work for a start up company (with a great 401k match). With the recent economic turmoil are you worried about the stability of your job?

A: Oh hell yeah!  In fact over our Christmas break I really started to worry.  I didn’t have any solid reasons to really, but I watched a lot of TV during these 3 weeks (we have mad perks here @ work) and I started to obsess about “what ifs” after hearing about the economy  dropping and dropping. Luckily we were assured first thing when we came back that all is fine and our jobs are safe.  It’s always a possibility of getting cut, but our CEO is pretty smart and has a few options up his sleeves before he’d  have to resort to that….at least so he says 😉

Q: What kind of change has marriage brought to your finances?

A: Hmmm….that’s a tricky one.  We were actually living in sin for a couple years beforehand (shhh, don’t tell anyone), so we got pretty good at managing our finances by the time the big day hit. We do the joint accounts + our own separate accounts (where we can spend w/ no questions asked) and it’s been working out perfectly so far.  I think the weirdest thing for me to get used to is understanding that there’s now a “our money” rather than a straight up “yours” and “mine”…but I suppose having those extra accounts helps balance it out nicely 😉

Q: You once spent $40 on a bottle of water. Seriously. What were you thinking?

A: Haha…I wish I had a good answer for ya but I really don’t.  I just remember REALLY wanting a bottle as soon as our eye met – it was so sexy and “blingy”! Plus I think I had just gotten a bonus too and was in the mood to splurge.  And truth be told, I actually ended up getting it for free because it had broken en route to my office and they went ahead and refunded me… only to then ship out another a few weeks later! How’s that for customer service? (And yes, I should have owned up to it.  But man the thing cost $40 bucks! haha….)

Q: I think you should keep the bottle on your desk as a constant reminder of how we can all slip up. Have you made any other mistakes similar to the water bottle incident that you have been willing to share with your readers?

A: Funny you should say that – I’m literally staring at it as I type this!  Haven’t even cracked it open yet :)  Other mistakes?  Nothing that stands out at the moment.  I occasionally waste money by not paying attention here and there, but I’m sure we all do that at some point.  Oooh, I spent $250 on a bling watch!  But in my defense i got it on sale from $550 and I’ve worn it every single day for 2 years now.  A brother’s gotta look good, right?

Q: What are some things that your readers have taught you?

A: That it’s OK to mess up!  Whenever I fall and do something stupid, my readers always have my back.  They might throw a few jabs at first, but that’s their jobs ;)  It’s all about keeping it honest in here and learning from your mistakes. They’ve also taught me that I’m in much better shape that I sometimes give myself credit for.  There’s always someone that says something like “Oh man, I wish i was saving $XXX” or “Thx for the advice, I def. need to get on top of that”.  We all have our weaknesses, and the great thing about blogging is that it’s so easy to share and learn from one another.

Q: What do you find most challenging about blogging?

A: Probably just keeping up my daily posting schedule.  I can usually come up with something I enjoy 75% of the time, but that other 25% can be killer.  I keep notes on interesting articles I come across and random blog ideas though, so I try to pluck from this pile when the time comes.  The only other crazy hard part is NOT getting addicted! I can’t tell you how many times I stop doing “real work” @ my job and check my email or start concocting a post, or just getting lost in any of my favorite PF blogs out there.  it’s REALLY bad, so I’m trying to work on that as best i can…but boy do I fail.

Q: Do you have a background in website or graphic design? I really think you’ve got a clean, engaging look going on. Did you do it yourself?

A: Thanks bro!  Yes, I actually came out of college w/ a degree in “Media Design” and I’m finally making mom proud ;)  (I went in for International Business!  oops.)  So being able to apply my artsy side is def. enjoyable.  I created most of my site, although it’s based off a common Blogger theme that I just tweaked and edited a lot.  I wanted something clean and simple, so I’m glad it comes out that way!  Now if only I can find a way to do this full time…

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Thanks for the interview, J. Money! Good luck with the start up. And I completely agree that we often don’t give ourselves the credit we deserve. I’m guilty of that, too.

Hey other bloggers: want to be interviewed for Subscriber Swap Saturday? I’ve got a bunch of openings. Just drop a comment or e-mail my way.

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Subscriber Swap Saturday: One on One with No Debt Plan « Personal Finance
March 12, 2009 at 3:06 pm

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Scott @ The Passive Dad February 28, 2009 at 4:08 pm

Budgets Are Sexy is a unique blog name that really catchy. I enjoy reading his content and writing style. Great interview questions.

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