Comments on: Get Out of Debt: Give Up Your Favorites http://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#utm_source=rss&utm_medium=rss&utm_campaign=get-out-of-debt-give-up-your-favorites A personal finance blog teaching you how to live debt free and use credit wisely. Fri, 10 Feb 2012 15:18:07 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: 41 Bloggers Share Their Best Money Advice | Squawkfoxhttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-54135 41 Bloggers Share Their Best Money Advice | Squawkfox Sun, 24 Jan 2010 04:50:47 +0000 http://www.nodebtplan.net/?p=2594#comment-54135 [...] Get Out of Debt: Give Up Your Favorites | No Debt Plan [...] [...] Get Out of Debt: Give Up Your Favorites | No Debt Plan [...]

]]> By: Carnival of Personal Finance: Birthdays Edition | Weakonomi¢shttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19891 Carnival of Personal Finance: Birthdays Edition | Weakonomi¢s Mon, 04 May 2009 11:23:57 +0000 http://www.nodebtplan.net/?p=2594#comment-19891 [...] from No Debt Plan presents Get Out of Debt: Give Up Your Favorites, and says, “Often we say we want out of debt, but we’re surrounded by things that are [...] [...] from No Debt Plan presents Get Out of Debt: Give Up Your Favorites, and says, “Often we say we want out of debt, but we’re surrounded by things that are [...]

]]> By: Tammy Bracketthttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19831 Tammy Brackett Sun, 03 May 2009 21:55:31 +0000 http://www.nodebtplan.net/?p=2594#comment-19831 Hey Kevin! I was frugal before it was hip so cutting back, cutting out and cutting down is ALWAYS happening! I reduce, reuse, recycle nearly everything in my environment. Shop at thrift marts, cook at home, etc. This REALLY works to reduce my expenses. It's funny how hip and happening it is to be frugal in 2009! I really enjoy your site Kevin. Keep up the fantastic work! Hey Kevin! I was frugal before it was hip so cutting back, cutting out and cutting down is ALWAYS happening!
I reduce, reuse, recycle nearly everything in my environment. Shop at thrift marts, cook at home, etc. This REALLY works to reduce my expenses. It’s funny how hip and happening it is to be frugal in 2009!
I really enjoy your site Kevin. Keep up the fantastic work!

]]> By: Kevinhttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19817 Kevin Sun, 03 May 2009 19:36:09 +0000 http://www.nodebtplan.net/?p=2594#comment-19817 @Tammy: I try to address earning more money, but at the end of the day cutting back is almost always an option. There is generally something someone doesn't want to give up. That having been said earning more money is always an option. The more the merrier. @Yo: Thanks! @Tammy: I try to address earning more money, but at the end of the day cutting back is almost always an option. There is generally something someone doesn’t want to give up.

That having been said earning more money is always an option. The more the merrier.

@Yo: Thanks!

]]> By: Yo Prinzelhttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19497 Yo Prinzel Fri, 01 May 2009 05:25:10 +0000 http://www.nodebtplan.net/?p=2594#comment-19497 I think you raise an interesting point about the amount of people who profess to long for financial freedom but really seem pretty comfy in their debt. Hopefully they'll see the light someday! I think you raise an interesting point about the amount of people who profess to long for financial freedom but really seem pretty comfy in their debt. Hopefully they’ll see the light someday!

]]> By: Tammy Bracketthttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19410 Tammy Brackett Thu, 30 Apr 2009 12:10:21 +0000 http://www.nodebtplan.net/?p=2594#comment-19410 Insightful post and emphatic too! The debt issue I'm chipping away at is underearning. Not many financial folks talk about underearning as a cause of debt. Being in business for myself was not profitable and I unwisely used credit for phone bills and groceries during hard times. I no longer use credit cards and am working to pay them off through side hustles and extra income from selling plants, yard sales, and taking any extra work I can find! Thanks for a great site and thoughts. Insightful post and emphatic too!
The debt issue I’m chipping away at is underearning. Not many financial folks talk about underearning as a cause of debt. Being in business for myself was not profitable and I unwisely used credit for phone bills and groceries during hard times.
I no longer use credit cards and am working to pay them off through side hustles and extra income from selling plants, yard sales, and taking any extra work I can find!
Thanks for a great site and thoughts.

]]> By: Weekly Roundup - The Enough Diet Edition | Frugal Dadhttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19402 Weekly Roundup - The Enough Diet Edition | Frugal Dad Thu, 30 Apr 2009 10:00:44 +0000 http://www.nodebtplan.net/?p=2594#comment-19402 [...] Get Out of Debt: Give Up Your Favorites.  Getting out of a large hole of debt takes an unbelievable amount of sheer will and perseverance. The first step is the acknowledgment of the things you must give up to get there.  (@ No Debt Plan) [...] [...] Get Out of Debt: Give Up Your Favorites.  Getting out of a large hole of debt takes an unbelievable amount of sheer will and perseverance. The first step is the acknowledgment of the things you must give up to get there.  (@ No Debt Plan) [...]

]]> By: Kevinhttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-19076 Kevin Mon, 27 Apr 2009 15:04:33 +0000 http://www.nodebtplan.net/?p=2594#comment-19076 @Garry: Visual tools are great. Heck you don't even have to use a spreadsheet... pen and paper work. For those in the US, the good old United Way thermometer that shows the level of donations can be used in the same manner. @CB: It definitely does mimic weight loss in most instances. Dieting doesn't work. Permanent life change does. @Ricky: Good stuff man. Imagine paying cash for your next car. How awesome. @Money Energy: Yea it's like saying, oops, I can't afford the excesses of my lifestyle. But I still want to keep everything. @Golfing Girl: Personal accountability is pretty much lacking from our society these days. All of this traces back to that... and those decisions that have been made. @Garry: Visual tools are great. Heck you don’t even have to use a spreadsheet… pen and paper work. For those in the US, the good old United Way thermometer that shows the level of donations can be used in the same manner.

@CB: It definitely does mimic weight loss in most instances. Dieting doesn’t work. Permanent life change does.

@Ricky: Good stuff man. Imagine paying cash for your next car. How awesome.

@Money Energy: Yea it’s like saying, oops, I can’t afford the excesses of my lifestyle. But I still want to keep everything.

@Golfing Girl: Personal accountability is pretty much lacking from our society these days. All of this traces back to that… and those decisions that have been made.

]]> By: Golfing Girlhttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-18675 Golfing Girl Fri, 24 Apr 2009 13:47:02 +0000 http://www.nodebtplan.net/?p=2594#comment-18675 Thank you for not sugar coating it. 95% of the time the reason for debt can be traced back to poor decisions. (Yes, I realize there are medical problems and such that account for the other 5% but I'm not talking about those.) And DECISIONS are the same reason you're not getting out of debt. You chose to upgrade to the nicest cell phone or you can't bring yourself to chose a life without the NFL Sunday ticket, etc. It's about taking personal responsibility and making choices that are in sync with your goals. Thank you for not sugar coating it. 95% of the time the reason for debt can be traced back to poor decisions. (Yes, I realize there are medical problems and such that account for the other 5% but I’m not talking about those.)

And DECISIONS are the same reason you’re not getting out of debt. You chose to upgrade to the nicest cell phone or you can’t bring yourself to chose a life without the NFL Sunday ticket, etc.

It’s about taking personal responsibility and making choices that are in sync with your goals.

]]> By: Canadian Personal Finance Blog » Blog Archive » Random Thoughts: Spring/Summer Beginshttp://www.nodebtplan.net/2009/04/23/get-out-of-debt-give-up-your-favorites/#comment-18631 Canadian Personal Finance Blog » Blog Archive » Random Thoughts: Spring/Summer Begins Fri, 24 Apr 2009 06:08:19 +0000 http://www.nodebtplan.net/?p=2594#comment-18631 [...] Debt Plan writes a no nonsense post about Get Out of Debt: Give Up Your Favorites pointing out that while it might have been fun getting into debt, it may not be as much fun if you [...] [...] Debt Plan writes a no nonsense post about Get Out of Debt: Give Up Your Favorites pointing out that while it might have been fun getting into debt, it may not be as much fun if you [...]

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