Comments on: Peer-to-Peer Lending with a Twist

By: Theresa

Theresa — Mon, 11 Jul 2011 18:10:44 +0000

I found just what I was needed, and it was enetritainng!

By: Roger

Roger — Fri, 22 May 2009 00:41:48 +0000

Interesting idea; I suppose the mutual fund-like organization of Pertuity does have the benefit of allowing instant diversification, which I like. Although, given that Lending Club (and presumably Prosper, although I’m not familiar with them) allows you to make loans with as little as $25, it’s not that hard to create a diverse portfolio with even a little bit of money, plus you have more control over your investment choices. Still, it’s an interesting alternative.

By: LoomisK

LoomisK — Wed, 20 May 2009 12:11:50 +0000

I read about it and it sounded very interesting, however the 2 reasons I was drawn to P2P lending were 1) being able to pick who to lend to and 2) Potential for high returns. Perpetuity does not allow me to pick the loans, investing in a “pool” of loans. In terms of returns, My Lending Club account it giving me a nice 9.34% after fees and defaults, which beats the crap out of any other investments out there. I do like the mutual fund feel of it though.

By: Shawn Ward

Shawn Ward — Mon, 18 May 2009 20:51:22 +0000

I read about Pertutity Direct last week and signed up at their website. Unfortunately the service is not available in Florida. You can remain on their mailing list and if the state is added they will notify you.