Comments on: Check Your Annual Credit Report, September 2009 Edition

By: Russell Fascenda

Russell Fascenda — Sun, 13 Sep 2009 20:29:17 +0000

…but evidently it’s a money-making business, they sponsor big-time sports events and have plenty of TV ads, they must be getting that ad and sponsorship money from SomeBody.

By: Russell Fascenda

Russell Fascenda — Sun, 13 Sep 2009 20:27:37 +0000

I don’t know how we ever lived years ago, not knowing our credit scores. I’ll admit checking your record could be worthwhile to locate errors and get those resolved.

You mentioned the singing credit report commercials, and i REALLY don’t get those. They claim how many millions have visited that website, I don’t even know if there are that many households in the USA that they claim. (Is this an international phenomenon?)

The premise of those commercials makes me laugh, oh if ONLY I had known my credit score, I would have a high-paying job and drive a $50,000 sports car. Really? Your credit score is the only reason you work at McDonald’s, drive a Chevy Impala, and live in your mother’s basement?

I think the one that tops that is if I knew my girlfriend had a bad credit score. Is it on the first date you ask her for a copy of her credit report, or do you want until the second one.

By: Dee

Dee — Thu, 03 Sep 2009 06:08:16 +0000

Thanks for responding.

Back in February, Experian stopped allowing consumers to view the scores:

http://www.usatoday.com/money/perfi/credit/2009-02-12-credit-scores-fair-isaac-experian_N.htm

By: Kevin

Kevin — Wed, 02 Sep 2009 15:13:42 +0000

Interesting. I was unaware that Experian doesn’t allow customers to access their scores any longer.

My original recommendation was assuming you would get 3 scores plus a Suze Orman kit. I figured $2 was worth that.

By: Dee

Dee — Wed, 02 Sep 2009 07:59:19 +0000

I’m confused as to why purchasing Suze’s product would be worthwhile.

First, there are three bureaus, each with their own credit score. If you bought them one by one for $15.95 each, that equals $47.85, less than the $49.95 for Suze’s product.

However, Experian does not even allow consumers to access their score so you can’t buy that.

And buying Suze’s product for the access to the credit reports doesn’t make sense because, as you mentioned, you can get those for free from the government.

I’m a Suze fan (watch her show every Saturday), but I’m a bit confused by you recommending her product here.