Comments on: Radically Change Your Financial Life in Four Steps

By: Friday Finds | Out of Debt Again

Friday Finds | Out of Debt Again — Fri, 12 Feb 2010 15:47:26 +0000

[...] Radically Change Your Financial Life in Four Steps and Go Radical Sell Everything from No Debt Plan. [...]

By: Fantasy Football: 2009 Personal Finance League Results | PT Money

Fantasy Football: 2009 Personal Finance League Results | PT Money — Sat, 02 Jan 2010 21:51:52 +0000

[...] No Debt Plan – Radically Change Your Life in 4 Steps [...]

By: SailboatFamily

SailboatFamily — Sun, 27 Dec 2009 02:51:50 +0000

“it is ultimately *your* responsibility to make *your own* financial choices.” – Megan

I totally, totally, totally agree. EVERYTHING is your choice and your responsibility. Who you surround yourself with will make all the difference in the world. It is your responsibility to change the situation.

The topic is radical change. Radical.

By: Roshawn @ Watson Inc

Roshawn @ Watson Inc — Wed, 23 Dec 2009 06:48:19 +0000

I agree. I believe you almost have to make a conscious decision to get out of debt if you are to achieve it within a reasonable time frame.

By: Link Round Up – The Gift That Gives Edition | Do You Dave Ramsey?

Link Round Up – The Gift That Gives Edition | Do You Dave Ramsey? — Tue, 22 Dec 2009 11:02:54 +0000

[...] No Debt Plan offers 4 steps to change our financial lives [...]

By: Kerri

Kerri — Tue, 22 Dec 2009 02:15:25 +0000

Great post, thanks. I’d like to suggest a site for basic financial understanding, a Web-based solution that lets you input income, expenses and debt to see in red or black. It’s called DebtSpark, http://www.debtspark.com.
This is where you begin–get your quick snapshot with an easier-than-a -spreadsheet tool.

By: Megan

Megan — Mon, 21 Dec 2009 14:54:15 +0000

Excellent point. If you are making these extreme changes in your lifestyle, you need to have a purpose. Otherwise, what’s the point of picking up a second job or working extra hours or selling the crap you no longer need if you don’t have an end goal in sight?

By: Megan

Megan — Mon, 21 Dec 2009 14:53:03 +0000

I disagree with changing out your family and friends. Sure, you can distance yourself from them, but I think cutting off all contact with your siblings just because they racked up a lot of credit card debt is too extreme. (Although, I can see where this cut-off could come naturally. If you no longer go out for the expensive meals with your friends/relatives, or you can’t go to on nice trips with them, or you always decline invitations to events because you don’t have the cash, they’ll probably stop calling, anyway.)

And while your family and friends might make poor financial decisions, it is ultimately *your* responsibility to make *your own* financial choices.

By: Ken

Ken — Mon, 21 Dec 2009 11:54:24 +0000

Good post! You said ignoring a financial plan just makes it worse..so true. Crazy thing…I posted on Net Worth today…a much simpler form than yours…..I plan on doing this by 1/1/2010.

By: NCN

NCN — Mon, 21 Dec 2009 11:19:49 +0000

Wow, what a great article! It’s so important that we understand “what we are getting ourselves into” when we make changes. I, for one, was shocked (in a very positive way) by the responses of many of my friends. In fact, many, when they heard that I was working to get out of debt, jumped on board!