Safe Ways to Help Haiti

by Kevin on January 15, 2010

You may be expecting an article about how to dominate your finances with your spouse today. I’ll get to that next week. I am going to interrupt my normal posting schedule to briefly talk to you about the unfortunate and sad things happening in Haiti.

Earlier this week Haiti was hit by an earthquake that registerd 7.0 on the Richter scale. In case you didn’t know: Haiti is the poorest country in the western hemisphere and is ill-prepared to respond to this sort of natural disaster. Even if they were prepared many of the facilities that would have been used in that preparation of been destroyed. (For example, the Presidential Palace and the United Nations building both collapsed.) Not good stuff. has a group of 48 photos in their “The Big Picture” section that show off the extent of the damage. (Warning: some of these are graphic, but the graphic photos show up blank until you click on them.)

If You Want to Help

Lifehacker has a great article on how you can safely help Haiti (read as: don’t get scammed). The last thing you want is to think you are helping this poor country when in reality someone is taking your hard earned and well intended money and pocketing it themselves.

The key link I want to mention from that post is Charity Navigator. This website tracks and maintains a list and rating system (1 to 4 stars) of the the best charities based on how much of their incoming revenues go toward administrative expenses, fundraising expenses, and then program (helping) expenses. The larger percentage toward program expenses the better the score. It’s a fantastic website.

On top of that Charity Navigator has compiled a list of charities that are helping in Haiti. I highly recommend you use this list to filter who you consider sending your money to. For example you might consider giving to the American Red Cross. That’s fine and dandy, but they are a 3-star organization that spends 5.9% of revenues on administrative expenses.

Compare the Red Cross to Doctors Without Borders and Hope For Haiti:

  • Red Cross, 3-star, 5.9% administrative expenses, 90.1% program expenses, 3.9% fund raising expenses
  • Doctors Without Borders, 4-star, 1.1% administrative expenses, 87.3% program expenses, 11.4% fund raising expenses
  • Hope for Haiti, 4-star, 1.1% administrative expenses, 98.2% program expenses, 0.6% fund raising expenses

The Red Cross has a higher admin expense than Doctors Without Borders, but in the end (due to scale, I’m guessing) they spend less on fund raising expenses and thus end up with more money going toward program expenses.

Out of these three Hope for Haiti looks best. Extremely low administrative and fund raising expenses. 98 cents of every dollar donated goes to programs.

I’m not making any recommendations and I have no affiliation with any of these charities. But when you give… make an informed choice.

{ 7 trackbacks }

When Disaster Strikes: Helping Haiti and Others
January 15, 2010 at 8:34 am
Donate to Haiti Earthquake Relief Efforts - and Avoid Charity Scams!
January 15, 2010 at 9:55 am
Great articles on financial increase | Christian Finance Article Submission Site, Success, Earn Money, Insurance, Save Money, Debt Help
January 16, 2010 at 4:47 pm
Great articles on financial increase | Christian Finance Article Submission Site, Success, Earn Money, Insurance, Save Money, Debt Help
January 16, 2010 at 4:47 pm
How To Donate To The Haiti Earthquake Relief Effort | PT Money
January 17, 2010 at 6:01 am
Week in Review: Haiti Edition | Buck$ome Boomer's Journey to Retirement
January 17, 2010 at 7:03 am
Donate To Doctors Without Borders to Help Aid Haiti
January 18, 2010 at 6:04 am


Kip Nickell January 15, 2010 at 8:23 am

It is also a concern when donating using your credit card. Make sure your credit card is not charging an administrative fee to the organization. This fee was waived for all donations during the tsunami, but is usually in place for most natural disasters.

Amy January 15, 2010 at 10:34 am

Also – Partners in Health ( is down in Haiti (they’ve been there since 1987). 4-stars by Charity Navigator (, and 94.8% goes to program expenses. They are collecting donations specifically for the disaster in Haiti on their home page.

Thanks for listing some options!

Jimmy Kibler January 16, 2010 at 3:28 pm

I say do not send money. Pay tickets for people who have skills to travel down there to help.

grapkulec January 17, 2010 at 5:03 am

Kevin, I’d like to ask you a question about something I really do not understand. Whether it is Dave Ramsey or David Bach or Robert Kiyosaki, all of them have one thing in common in their teachings. Charity. Kiyosaki with his piggy banks concept says: one for savings, one for investment and one for charities. And I can understand that some people need to share their wealth with others “not so lucky to have millions in their accounts” but why it is advertised as so important step in progress of building wealth and getting rich? If I can take care of my financials and build emergency fund and save for retirement and collect some money to invest and take profit from it instead falling down the debt trap and by that steps I can live peacefully and provide for my family and make them happy isn’t that enough? Do we really have to give our money to strangers too?

It’s not that I don’t see a point in sending money or means to the people of Haiti, they’re in need of help, no doubt about it. My question is about how giving money to charity can help to build your wealth not on moral or personal growth level but in a matter of cold cash and pure richness reflected by your bank accounts and your financial prosperity.

Comments on this entry are closed.