Time Moves Fast: Value It!

by Kevin on April 27, 2014

I turned 30 this month.

“How did it come to this?”, I asked myself. “Where did time go?”

It feels like just yesterday my girlfriend at the time (now my amazing wife) and I were driving 2 hours and 15 minutes every other weekend to see each other as we finished up college. (Admittedly, she drove more than I did because I had a duplex to stay at whereas her college would not allow me inside the dorm except for about 4 hours on Sunday.)

10 years ago I was still in college. I hadn’t proposed yet.

10 years ago I had never owned a dog. I wasn’t a parent.

10 years ago I had never purchased real estate nor invested for my retirement. I was just learning about the magic of compound investing and Roth IRAs.

In the blink of an eye (or so it feels) all that has changed. I got engaged, graduated, left the town my college was in, moved to Birmingham, switched jobs, got married, bought a house, got a dog, moved to Knoxville, sold a house, bought another house, and most recently had an amazing, perfect, beautiful baby boy join our family.

Along the way we got to take some great vacations, spend time with friends and family, and enjoy life all while saving money consistently. We built up a solid emergency fund and invested well for retirement. We’re well on our way to being millionaires someday — and it will take many millions, it seems, to be able to retire.

Everyday it seems we hear another story of someone dying early than they “should” have. Whether movie or reality TV stars dying at 31 or a teen killed at school on the day of prom we are constantly reminded that we do not have forever. We do not know when our day will come.

Live Now, Don’t Wait

Taking all of this into consideration has greatly increased my urgency around maximizing and enjoying the time I have now. I want to have the most impact on this world that I can now rather than waiting for some mysterious point in the future.

Fix Your Finances Now

Don’t hope for a day that will never come if you avoid taking action. Many of the things I have experienced would not have been possible without living a sound financial life. It’s hard to buy a home, eat a loss on it (thanks housing bust!) when you move, and buy another home within 6 months when you’re paying thousands of dollars in credit card interest.

Do whatever you have to do to fix your finances now. No delay. It’s all about getting yourself setup to start enjoying life as quickly as possible.

Start Marking Off Your Bucket List

Once your finances are fixed start doing the things you want in life now. Some call this a bucket list, others just their goals and dreams. Whatever they are start knocking them out. Don’t wait to experience the world.

Here’s the deal: there’s no sense in dying with a ton of money in the bank if you’ve lived like a hermit for decades in hopes of really blowing it out big before you die. You might not make it to 80, 90, or 100.

Start taking those trips now. Enjoy your time with your family now. Don’t delay. We don’t know when our clock runs out on this earth.

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