No Debt Plan » Budgeting http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 6 Ways to Run Your Life Like a Businesshttp://www.nodebtplan.net/2011/04/21/6-ways-to-run-your-life-like-a-business/#utm_source=rss&utm_medium=rss&utm_campaign=6-ways-to-run-your-life-like-a-business http://www.nodebtplan.net/2011/04/21/6-ways-to-run-your-life-like-a-business/#comments Thu, 21 Apr 2011 11:30:54 +0000 Kevin http://www.nodebtplan.net/?p=4978 You don’t want to run your budget like the government (10 ways to run your budget like the government). Well, unless you enjoy budget deficits, having to continually borrow money to fund day to day operations, and having your creditors constantly on your back. Contrast the financial “success” of the federal and state governments with [...]

6 Ways to Run Your Life Like a Business is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/04/21/6-ways-to-run-your-life-like-a-business/feed/ 5 10 Ways to Run Your Budget Like the Governmenthttp://www.nodebtplan.net/2011/04/13/10-ways-to-run-your-budget-like-the-government/#utm_source=rss&utm_medium=rss&utm_campaign=10-ways-to-run-your-budget-like-the-government http://www.nodebtplan.net/2011/04/13/10-ways-to-run-your-budget-like-the-government/#comments Wed, 13 Apr 2011 11:30:01 +0000 Kevin http://www.nodebtplan.net/?p=4968 The Federal government came within hours of officially shutting down last Friday. Normally the federal budget is set in advance of the fiscal year that starts on October 1st. Not so this year — the budget has been set forth only a few weeks or months at a time. All through the week there was [...]

10 Ways to Run Your Budget Like the Government is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/04/13/10-ways-to-run-your-budget-like-the-government/feed/ 7 Start a Simple Budget, Then Add Expenseshttp://www.nodebtplan.net/2011/02/28/start-a-simple-budget-then-add-expenses/#utm_source=rss&utm_medium=rss&utm_campaign=start-a-simple-budget-then-add-expenses http://www.nodebtplan.net/2011/02/28/start-a-simple-budget-then-add-expenses/#comments Mon, 28 Feb 2011 12:00:44 +0000 Kevin http://www.nodebtplan.net/?p=4937 You’ve decided to change your financial future, and building a budget is one of the first steps in that new direction. You don’t necessarily need fancy spreadsheets or computer software to set up a budget. And if you’re just getting started it would probably be overwhelming to have to set up something like Mint or [...]

Start a Simple Budget, Then Add Expenses is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/28/start-a-simple-budget-then-add-expenses/feed/ 2 8 Budget Expenses You’ll Probably Forget to Plan Forhttp://www.nodebtplan.net/2011/02/17/8-budget-expenses-youll-probably-forget-to-plan-for/#utm_source=rss&utm_medium=rss&utm_campaign=8-budget-expenses-youll-probably-forget-to-plan-for http://www.nodebtplan.net/2011/02/17/8-budget-expenses-youll-probably-forget-to-plan-for/#comments Thu, 17 Feb 2011 12:00:10 +0000 Kevin http://www.nodebtplan.net/?p=4928 Planning your financial life with a budget is one of the best things you can do to get on the right financial track. Budgeting has been a learning process for me. It started out as simple as “Income minus expenses equals what’s left to save” or Income – Expenses = Savings. I say it has [...]

8 Budget Expenses You’ll Probably Forget to Plan For is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/17/8-budget-expenses-youll-probably-forget-to-plan-for/feed/ 9 Control What You Can Controlhttp://www.nodebtplan.net/2011/02/09/control-what-you-can-control/#utm_source=rss&utm_medium=rss&utm_campaign=control-what-you-can-control http://www.nodebtplan.net/2011/02/09/control-what-you-can-control/#comments Wed, 09 Feb 2011 11:00:29 +0000 Kevin http://www.nodebtplan.net/?p=4923 Starting your journey to get out of debt is the first step in truly changing your life. The best part is you are not only changing your life, but the lives of those around you that see you go through the transformation. They should naturally become intrigued as you consistently show discipline in your spending habits. You’ll [...]

Control What You Can Control is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/09/control-what-you-can-control/feed/ 0 Two Additional Options for Our Mortgage Free Cash Flowhttp://www.nodebtplan.net/2010/08/09/two-additional-options-for-our-mortgage-free-cash-flow/#utm_source=rss&utm_medium=rss&utm_campaign=two-additional-options-for-our-mortgage-free-cash-flow http://www.nodebtplan.net/2010/08/09/two-additional-options-for-our-mortgage-free-cash-flow/#comments Mon, 09 Aug 2010 11:00:25 +0000 Kevin http://www.nodebtplan.net/?p=4787 In my last post I told you we were looking for our next financial target after paying off our second mortgage. We’ve got free cash flow sitting around, and we need to point it toward a goal. I wrote that we were considering bumping our “new to us” car timeline, and two other options. We’ll [...]

Two Additional Options for Our Mortgage Free Cash Flow is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/08/09/two-additional-options-for-our-mortgage-free-cash-flow/feed/ 4 Our Second Mortgage is Toast – Now What?http://www.nodebtplan.net/2010/08/05/financial-focus-after-paying-off-second-mortgage/#utm_source=rss&utm_medium=rss&utm_campaign=financial-focus-after-paying-off-second-mortgage http://www.nodebtplan.net/2010/08/05/financial-focus-after-paying-off-second-mortgage/#comments Thu, 05 Aug 2010 11:00:12 +0000 Kevin http://www.nodebtplan.net/?p=4786 Now that we’ve paid off our second mortgage — woohoo! — it is time for us to decide on what financial issue to tackle next. For those of you that haven’t been reading No Debt Plan very long, let me fill you in on our stance on personal finance. Don’t Hate on the Financial Nerds [...]

Our Second Mortgage is Toast – Now What? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/08/05/financial-focus-after-paying-off-second-mortgage/feed/ 5 Video: How to Set Up a Monthly Budget and Spending Planhttp://www.nodebtplan.net/2010/02/23/how-to-set-up-a-monthly-budget-and-spending-plan-video/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-set-up-a-monthly-budget-and-spending-plan-video http://www.nodebtplan.net/2010/02/23/how-to-set-up-a-monthly-budget-and-spending-plan-video/#comments Tue, 23 Feb 2010 11:00:08 +0000 Kevin http://www.nodebtplan.net/?p=4565 In my last post I promised you I would be writing about amended tax returns. I’ve put that to the side for a day to answer a reader question. I’m answering that question with a video that you can find at the bottom of the post. I’ve never done a video before, and it was [...]

Video: How to Set Up a Monthly Budget and Spending Plan is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/02/23/how-to-set-up-a-monthly-budget-and-spending-plan-video/feed/ 10 I Coached My Wife On Budgeting Before We Were Engagedhttp://www.nodebtplan.net/2010/01/20/i-coached-my-wife-on-budgeting-before-we-were-engaged/#utm_source=rss&utm_medium=rss&utm_campaign=i-coached-my-wife-on-budgeting-before-we-were-engaged http://www.nodebtplan.net/2010/01/20/i-coached-my-wife-on-budgeting-before-we-were-engaged/#comments Wed, 20 Jan 2010 11:00:30 +0000 Kevin http://www.nodebtplan.net/?p=4407 Before there was a marriage, there was an engagement. Before there was an engagement, there was a long serious discussion. Before there was a long serious discussion, there was a budget. Oh yea, baby. It’s the thing women absolutely croon over. A True Relationship Test: “Honey, You Really Do Need a Budget” My wife, then my [...]

I Coached My Wife On Budgeting Before We Were Engaged is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/01/20/i-coached-my-wife-on-budgeting-before-we-were-engaged/feed/ 11 How to Prepare Your Finances for a New Yearhttp://www.nodebtplan.net/2010/01/04/how-to-prepare-your-finances-for-a-new-year/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-prepare-your-finances-for-a-new-year http://www.nodebtplan.net/2010/01/04/how-to-prepare-your-finances-for-a-new-year/#comments Mon, 04 Jan 2010 11:00:29 +0000 Kevin http://www.nodebtplan.net/?p=4280 You are four days into your resolutions. How have you done thus far? Have you made any significant changes to your finances? Let’s start 2010 off by getting our finances pointed in the right direction. We’ve talked about getting radical and selling everything. Now let’s clean up our act and get organized for this year. [...]

How to Prepare Your Finances for a New Year is a post from No Debt Plan

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