No Debt Plan » Dumb Money

Dumb Money: Investing in Individual Stocks

Kevin — Thu, 24 Mar 2011 11:30:05 +0000

Every so often I write about something that I find incredibly dumb. I’ve added them to a Dumb Money series. You can go back through the archives and read about exactly how dumb things like smoking, withdrawing from retirement accounts early, and playing the lottery really are. Today I’m going to share a story of [...]

Dumb Money: Investing in Individual Stocks is a post from No Debt Plan

Sell Your Cell Phone, Don’t Recycle; Here’s Why

Kevin — Fri, 14 Jan 2011 11:00:55 +0000

I am a huge fan of environmentally friendly living. I’m not the guy that is selling everything he owns and living in a 200 square foot house, but I try to make simple decisions that are “green”. I turn the lights off when I leave the room, and those lights have compact fluorescent bulbs in [...]

Sell Your Cell Phone, Don’t Recycle; Here’s Why is a post from No Debt Plan

Dumb Money: Telling the Internet You’re Not Home

Kevin — Thu, 23 Sep 2010 11:00:10 +0000

Being robbed is no laughing matter. Having your home broken into leaves you with a great sense of violation, or so I’m told. It can take weeks or months to get over. Short story: a few months after my wife and I moved into our brand new home we thought someone was trying to rob [...]

Dumb Money: Telling the Internet You’re Not Home is a post from No Debt Plan

Dumb Money: Early Roth IRA Withdrawals

Kevin — Mon, 20 Sep 2010 11:00:39 +0000

Last week I told you taking an early withdrawal from your 401k was a very dumb move. The taxes and fees you pay take a hugWehe chunk out of your withdrawal leaving you anywhere from 50% to 65% of what you originally withdrew. Astute reader Jimbo left a comment and asked: How about pulling from [...]

Dumb Money: Early Roth IRA Withdrawals is a post from No Debt Plan

Dumb Money: Early 401k Withdrawals

Kevin — Mon, 13 Sep 2010 11:00:34 +0000

The economy is still struggling to get going. While jobless claims recently fell more than expected there were still 451,000 initial applications for unemployment. Millions of Americans are still unemployed and continue to find consistent work. (Still wondering why you’re unemployed? Check out 7 reasons why you’re still unemployed.) Being unemployed, naturally, causes a lot [...]

Dumb Money: Early 401k Withdrawals is a post from No Debt Plan

Dumb Money: Annual Fees on Credit Cards

Kevin — Wed, 10 Sep 2008 15:30:45 +0000

(Photo by banootah qtr) There are some things in life that are worth paying a premium for. The list of those things will change with each person you talk to. For us, oil changes and growing food are a few examples. I don’t pay someone to mow my lawn or walk my dog. It’s all [...]

Dumb Money: Annual Fees on Credit Cards is a post from No Debt Plan

Dumb Money: Smoking

Kevin — Tue, 15 Jul 2008 12:00:31 +0000

(Photo by Subliminally Obvious) This is a continuation of my Dumb Money series. Other tales of Dumb Money? The Gym, The Lottery, and Too Much Cell Phone. Facts pulled from TheTruth.org: In 2006, over 5 million people around the world died from tobacco products. About 90% of all lung cancer deaths among U.S. women smokers [...]

Dumb Money: Smoking is a post from No Debt Plan

Dumb Money: Too Much Cell Phone

Kevin — Tue, 24 Jun 2008 12:23:33 +0000

(Photo by jurvetson) This is a continuation of my Dumb Money series. Other tales of Dumb Money? The Gym and The Lottery. Ah, the cell phone. What would we do without these wonderful devices? (+5 points for alliteration) They keep us constantly in contact with friends, family, and co-workers. You can surf the web, watch [...]

Dumb Money: Too Much Cell Phone is a post from No Debt Plan

Dumb Money: The Lottery

Kevin — Thu, 06 Mar 2008 13:00:57 +0000

This is a continuation of my Dumb Money series. The last post in the series, Dumb Money: The Movie Theater, was used as a guest post at Get Rich Slowly. My next target? The lottery. The lottery would be fantastic, if only I could win it. Alas, Alabama doesn’t have a lottery. Of course, even [...]

Dumb Money: The Lottery is a post from No Debt Plan

Dumb Money: The Gym

Kevin — Mon, 14 Jan 2008 20:00:26 +0000

Chandler: Oh yeah, gym member. I try to go four times a week, but Iâ€™ve missed the last 1200 times. Ross: So why donâ€™t you quit? Chandler: You donâ€™t think Iâ€™ve tried? You think I like having 50 dollars taken out of my bank account every month? No, they make you go all the way [...]

Dumb Money: The Gym is a post from No Debt Plan