No Debt Plan » Mistakes http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 The Difference Between Being Poor and Being Bad with Moneyhttp://www.nodebtplan.net/2011/09/22/the-difference-between-being-poor-and-being-bad-with-money/#utm_source=rss&utm_medium=rss&utm_campaign=the-difference-between-being-poor-and-being-bad-with-money http://www.nodebtplan.net/2011/09/22/the-difference-between-being-poor-and-being-bad-with-money/#comments Thu, 22 Sep 2011 11:30:16 +0000 Kevin http://www.nodebtplan.net/?p=5046 From time to time I like to point out insightful or interesting comments that my readers make, even if I disagree with them. This is one of those articles where I share my opinion, so I’d love to hear your take on it in the comments. I shared an interesting discussion with one of my [...]

The Difference Between Being Poor and Being Bad with Money is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/09/22/the-difference-between-being-poor-and-being-bad-with-money/feed/ 6 Three Reasons You Aren’t Handling Your Personal Financeshttp://www.nodebtplan.net/2010/02/03/three-reasons-you-arent-handling-your-personal-finances/#utm_source=rss&utm_medium=rss&utm_campaign=three-reasons-you-arent-handling-your-personal-finances http://www.nodebtplan.net/2010/02/03/three-reasons-you-arent-handling-your-personal-finances/#comments Wed, 03 Feb 2010 11:00:50 +0000 Kevin http://www.nodebtplan.net/?p=4466 Everyone has their reason for why they aren’t taking care of their personal finances but I think there are three main reasons why most people don’t: 1. Procrastination – You tell yourself you are going to sit down and take a real serious look at your personal finances and come up with a plan to [...]

Three Reasons You Aren’t Handling Your Personal Finances is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/02/03/three-reasons-you-arent-handling-your-personal-finances/feed/ 6 Welcome to Excusoria, the Land of Incomplete Taskshttp://www.nodebtplan.net/2008/12/07/welcome-to-excusoria-the-land-of-incomplete-tasks/#utm_source=rss&utm_medium=rss&utm_campaign=welcome-to-excusoria-the-land-of-incomplete-tasks http://www.nodebtplan.net/2008/12/07/welcome-to-excusoria-the-land-of-incomplete-tasks/#comments Sun, 07 Dec 2008 13:00:05 +0000 Kevin http://www.nodebtplan.net/?p=1347 I didn’t really have an article planned for today. This in and of itself seemed to be a good idea for post. Hello and Welcome to Excusoria, the Land of Incomplete Tasks We all make excuses for not doing the important (and perhaps unimportant) things in our lives. You don’t have that report done for [...]

Welcome to Excusoria, the Land of Incomplete Tasks is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/12/07/welcome-to-excusoria-the-land-of-incomplete-tasks/feed/ 5 Mistake: How I Wasted Money at Firehouse Subshttp://www.nodebtplan.net/2008/12/05/mistake-how-i-wasted-money-at-firehouse-subs/#utm_source=rss&utm_medium=rss&utm_campaign=mistake-how-i-wasted-money-at-firehouse-subs http://www.nodebtplan.net/2008/12/05/mistake-how-i-wasted-money-at-firehouse-subs/#comments Fri, 05 Dec 2008 15:02:09 +0000 Kevin http://www.nodebtplan.net/?p=1326 I made a mistake earlier this week with a purchase and thought it might be of use to my readers. I’ve written about how everyone makes mistakes in the past. Honestly, the first thing I thought of after I realized I had goofed was “I should write about this”. I’m not sure if that’s a good [...]

Mistake: How I Wasted Money at Firehouse Subs is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/12/05/mistake-how-i-wasted-money-at-firehouse-subs/feed/ 5 A Six Step Guide to Asking for Fee Forgivenesshttp://www.nodebtplan.net/2008/09/01/a-six-step-guide-to-asking-for-fee-forgiveness/#utm_source=rss&utm_medium=rss&utm_campaign=a-six-step-guide-to-asking-for-fee-forgiveness http://www.nodebtplan.net/2008/09/01/a-six-step-guide-to-asking-for-fee-forgiveness/#comments Mon, 01 Sep 2008 16:48:04 +0000 Kevin http://www.nodebtplan.net/?p=356 I told you I wasn’t perfect on Friday. One slip up had suddenly cost us $100 in credit card and bank fees. I’m going to show you how I fixed the issue and cleaned up the mess I created. We’ll call it a six step guide to asking for fee forgiveness. What if we just [...]

A Six Step Guide to Asking for Fee Forgiveness is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/09/01/a-six-step-guide-to-asking-for-fee-forgiveness/feed/ 14 Release the Hounds: Our First Credit Card Finance Charge and Bank Feehttp://www.nodebtplan.net/2008/08/29/release-the-hounds-our-first-credit-card-finance-charge-and-bank-fee/#utm_source=rss&utm_medium=rss&utm_campaign=release-the-hounds-our-first-credit-card-finance-charge-and-bank-fee http://www.nodebtplan.net/2008/08/29/release-the-hounds-our-first-credit-card-finance-charge-and-bank-fee/#comments Fri, 29 Aug 2008 12:21:25 +0000 Kevin http://www.nodebtplan.net/?p=666 You’ve heard it time and time again from me: credit cards are not evil. I have admitted that the credit card companies do not necessarily have your best interest in mind. That’s fine with me, they are out for profit. Yet they have set the playing field up in a way that you can easily [...]

Release the Hounds: Our First Credit Card Finance Charge and Bank Fee is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/08/29/release-the-hounds-our-first-credit-card-finance-charge-and-bank-fee/feed/ 19 People Living in Cars in Santa Barbara, CAhttp://www.nodebtplan.net/2008/05/29/people-living-in-cars-in-santa-barbara-ca/#utm_source=rss&utm_medium=rss&utm_campaign=people-living-in-cars-in-santa-barbara-ca http://www.nodebtplan.net/2008/05/29/people-living-in-cars-in-santa-barbara-ca/#comments Thu, 29 May 2008 12:04:53 +0000 Kevin http://www.nodebtplan.net/?p=221 At the risk of sounding heartless, I’ve got to vent about this article at CNN titled “Mom forced to live in car with dogs“. An excerpt (emphasis mine): A former loan processor, the 67-year-old mother of three grown children said she never thought she’d spend her golden years sleeping in her car in a parking [...]

People Living in Cars in Santa Barbara, CA is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/05/29/people-living-in-cars-in-santa-barbara-ca/feed/ 9 Credit Cards and Depreciating Assets Don’t Mixhttp://www.nodebtplan.net/2008/05/20/credit-card-and-depreciating-assets-dont-mix/#utm_source=rss&utm_medium=rss&utm_campaign=credit-card-and-depreciating-assets-dont-mix http://www.nodebtplan.net/2008/05/20/credit-card-and-depreciating-assets-dont-mix/#comments Tue, 20 May 2008 12:00:48 +0000 Kevin http://www.nodebtplan.net/?p=219 I love credit cards. They provide safety for online and offline purchases, pay me cash back, and make paying bills so much easier. However I’m not blind. I know there are problems with credit cards. I just think the problems are from financial ignorance rather than the “evilness” of megacorporations. Three Main Problems with Credit [...]

Credit Cards and Depreciating Assets Don’t Mix is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/05/20/credit-card-and-depreciating-assets-dont-mix/feed/ 4 10 Steps to Avoid Becoming a Millionairehttp://www.nodebtplan.net/2008/05/08/10-steps-to-avoid-becoming-a-millionaire/#utm_source=rss&utm_medium=rss&utm_campaign=10-steps-to-avoid-becoming-a-millionaire http://www.nodebtplan.net/2008/05/08/10-steps-to-avoid-becoming-a-millionaire/#comments Thu, 08 May 2008 12:00:20 +0000 Kevin http://www.nodebtplan.net/?p=202 Hey Stumble Upon visitors! Thanks for coming by. Please stick around, subscribe to the site (RSS / e-mail), follow me on Twitter, and feel free to comment! If you enjoyed the article, give it a thumbs up on Stumble Upon, or share it with some friends. Check out some of my other most popular posts [...]

10 Steps to Avoid Becoming a Millionaire is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/05/08/10-steps-to-avoid-becoming-a-millionaire/feed/ 81 Homeowner Mistake #1: Weed Killer on Clearancehttp://www.nodebtplan.net/2008/04/04/homeowner-mistake-1-weed-killer-on-clearance/#utm_source=rss&utm_medium=rss&utm_campaign=homeowner-mistake-1-weed-killer-on-clearance http://www.nodebtplan.net/2008/04/04/homeowner-mistake-1-weed-killer-on-clearance/#comments Fri, 04 Apr 2008 12:00:13 +0000 Kevin http://www.nodebtplan.net/?p=106 This is our first spring in our new house. We are getting to learn — and spend — money on landscaping, grass upkeep, etc. I mowed my parents’ yard growing up, and spread fertilizer when they told me to. I never really got into all of the details of what fertilizer to put on, and [...]

Homeowner Mistake #1: Weed Killer on Clearance is a post from No Debt Plan

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