No Debt Plan » No Debt Plan http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 The No Debt Plan: Step Six: Investing for Retirementhttp://www.nodebtplan.net/2008/11/17/the-no-debt-plan-step-six-investing-for-retirement/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-step-six-investing-for-retirement http://www.nodebtplan.net/2008/11/17/the-no-debt-plan-step-six-investing-for-retirement/#comments Mon, 17 Nov 2008 16:31:28 +0000 Kevin http://www.nodebtplan.net/?p=897 This is the ninth post in my series/guide called the No Debt Plan. It’s designed to help you set up a budget, get out of debt, and build wealth. So you want to be worth millions some day… doesn’t everyone? Living a frugal lifestyle and paying off your debt is a great step in the [...]

The No Debt Plan: Step Six: Investing for Retirement is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/11/17/the-no-debt-plan-step-six-investing-for-retirement/feed/ 7 The No Debt Plan: Step Five: Revisit Your Goals and Budgethttp://www.nodebtplan.net/2008/07/22/the-no-debt-plan-step-five-revisit-your-goals-and-budget/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-step-five-revisit-your-goals-and-budget http://www.nodebtplan.net/2008/07/22/the-no-debt-plan-step-five-revisit-your-goals-and-budget/#comments Tue, 22 Jul 2008 12:00:14 +0000 Kevin http://www.nodebtplan.net/?p=328 This is the Eighth post in a series: The No Debt Plan. If you’ve made it this far, you are too be congratulated. You’ve setup a budget, achieved free cash flow, built up some sort of emergency fund, and as of Step Four are now free of your consumer debt. That’s a huge accomplishment and [...]

The No Debt Plan: Step Five: Revisit Your Goals and Budget is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/07/22/the-no-debt-plan-step-five-revisit-your-goals-and-budget/feed/ 8 The No Debt Plan: Step Four: Pay Off All Consumer Debthttp://www.nodebtplan.net/2008/06/18/the-no-debt-plan-step-four-pay-off-all-consumer-debt/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-step-four-pay-off-all-consumer-debt http://www.nodebtplan.net/2008/06/18/the-no-debt-plan-step-four-pay-off-all-consumer-debt/#comments Wed, 18 Jun 2008 12:00:25 +0000 Kevin http://www.nodebtplan.net/?p=240 This has been a long time coming. I’ve been meaning to write this for weeks. You can read more about The No Debt Plan, or get caught up on the first few individual steps. If you’ve been following the steps of the plan, this is where you should stand: You should have a budget, and [...]

The No Debt Plan: Step Four: Pay Off All Consumer Debt is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/06/18/the-no-debt-plan-step-four-pay-off-all-consumer-debt/feed/ 2 Wanted: Readers Who Want Personal Finance Guidancehttp://www.nodebtplan.net/2008/05/28/wanted-readers-who-want-personal-finance-guidance/#utm_source=rss&utm_medium=rss&utm_campaign=wanted-readers-who-want-personal-finance-guidance http://www.nodebtplan.net/2008/05/28/wanted-readers-who-want-personal-finance-guidance/#comments Wed, 28 May 2008 15:00:58 +0000 Kevin http://www.nodebtplan.net/?p=232 I’m looking for a small group of readers — say, 5 or 10, that need guidance on a personal finance level. Sort of like a case study. An example: Reader Johnny Smith is $18,000 in debt, all on credit cards. He doesn’t know how to budget. He is completely lost, but wants to change his [...]

Wanted: Readers Who Want Personal Finance Guidance is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/05/28/wanted-readers-who-want-personal-finance-guidance/feed/ 4 The No Debt Plan: Step Three: An Emergency Fundhttp://www.nodebtplan.net/2008/04/10/the-no-debt-plan-step-three-an-emergency-fund/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-step-three-an-emergency-fund http://www.nodebtplan.net/2008/04/10/the-no-debt-plan-step-three-an-emergency-fund/#comments Thu, 10 Apr 2008 12:00:52 +0000 Kevin http://www.nodebtplan.net/?p=75 This is the sixth post in a series: The No Debt Plan. Today we continue along the path to financial freedom. If you’ve made it this far, you should have a budget. Thanks to that budget, you’ve also achieved free cash flow. Let’s put that cash flow to work. Dave Ramsey recommends readers to save [...]

The No Debt Plan: Step Three: An Emergency Fund is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/04/10/the-no-debt-plan-step-three-an-emergency-fund/feed/ 7 The No Debt Plan: Step Two: Achieve Free Cash Flowhttp://www.nodebtplan.net/2008/03/20/the-no-debt-plan-step-two-achieve-free-cash-flow/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-step-two-achieve-free-cash-flow http://www.nodebtplan.net/2008/03/20/the-no-debt-plan-step-two-achieve-free-cash-flow/#comments Thu, 20 Mar 2008 13:00:34 +0000 Kevin http://www.nodebtplan.net/2008/03/20/the-no-debt-plan-step-two-achieve-free-cash-flow/ This is the fifth post in a series: The No Debt Plan. You just set up your budget. Let’s take a look at it. Where do you currently stand? Do you have money left at the end of the month, or are you going deeper in debt? This concept is called free cash flow. If [...]

The No Debt Plan: Step Two: Achieve Free Cash Flow is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/03/20/the-no-debt-plan-step-two-achieve-free-cash-flow/feed/ 6 The No Debt Plan: Step One: A Budgethttp://www.nodebtplan.net/2008/02/27/the-no-debt-plan-step-one-a-budget/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-step-one-a-budget http://www.nodebtplan.net/2008/02/27/the-no-debt-plan-step-one-a-budget/#comments Wed, 27 Feb 2008 13:00:03 +0000 Kevin http://www.nodebtplan.net/2008/02/27/the-no-debt-plan-step-one-a-budget/ This is the fourth post in a series: The No Debt Plan. I have been afraid of writing this post for some time. Out of anything I will ever write on this blog, this is by far near the top of the list of the most important topics. To succeed in your financial life, to [...]

The No Debt Plan: Step One: A Budget is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/02/27/the-no-debt-plan-step-one-a-budget/feed/ 6 The No Debt Plan: Pre-Step #3: Goalshttp://www.nodebtplan.net/2008/02/18/the-no-debt-plan-pre-step-3-goals/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-pre-step-3-goals http://www.nodebtplan.net/2008/02/18/the-no-debt-plan-pre-step-3-goals/#comments Mon, 18 Feb 2008 13:00:19 +0000 Kevin http://www.nodebtplan.net/2008/02/18/the-no-debt-plan-pre-step-3-goals/ This is the third post in a series: The No Debt Plan. A key step to getting yourself out of debt is to see the light at the end of the tunnel. You need something to motivate you along the way. Something to track and chart. A little thing to remind you of why you [...]

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]]> http://www.nodebtplan.net/2008/02/18/the-no-debt-plan-pre-step-3-goals/feed/ 2 The No Debt Plan: Pre-Step #2: A Long Term Viewhttp://www.nodebtplan.net/2008/02/06/the-no-debt-plan-pre-step-2-a-long-term-view/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-pre-step-2-a-long-term-view http://www.nodebtplan.net/2008/02/06/the-no-debt-plan-pre-step-2-a-long-term-view/#comments Wed, 06 Feb 2008 15:00:09 +0000 Kevin http://www.nodebtplan.net/2008/02/06/the-no-debt-plan-pre-step-2-a-long-term-view/ So you’ve decided you can have an Honest and Positive Attitude for your No Debt Plan? Time for Pre-Step #2 – a Long Term View. True enough, getting into debt can seem relatively easy. It can be. Yet you probably didn’t get yourself into this situation yesterday. Along the same lines, you most likely won’t [...]

The No Debt Plan: Pre-Step #2: A Long Term View is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/02/06/the-no-debt-plan-pre-step-2-a-long-term-view/feed/ 0 The No Debt Plan: Pre-Step #1: An Honest, Positive Attitudehttp://www.nodebtplan.net/2008/01/24/the-no-debt-plan-pre-step-1-an-honest-positive-attitude/#utm_source=rss&utm_medium=rss&utm_campaign=the-no-debt-plan-pre-step-1-an-honest-positive-attitude http://www.nodebtplan.net/2008/01/24/the-no-debt-plan-pre-step-1-an-honest-positive-attitude/#comments Thu, 24 Jan 2008 14:15:45 +0000 Kevin http://www.nodebtplan.net/2008/01/24/the-no-debt-plan-pre-step-1-an-honest-positive-attitude/ This post kicks off a series that will develop my plan for getting you out of debt. This may seem an odd topic for me to tackle; the only debt we hold are student loans that are in deferral. Yet I have read, seen, and heard the damage debt can do to individuals and couples. [...]

The No Debt Plan: Pre-Step #1: An Honest, Positive Attitude is a post from No Debt Plan

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