No Debt Plan » Reader Question http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Financial Advice for Today: What I Would Tell Financial Newbies Nowhttp://www.nodebtplan.net/2011/09/29/financial-advice-for-today-what-i-would-tell-financial-newbies-now/#utm_source=rss&utm_medium=rss&utm_campaign=financial-advice-for-today-what-i-would-tell-financial-newbies-now http://www.nodebtplan.net/2011/09/29/financial-advice-for-today-what-i-would-tell-financial-newbies-now/#comments Thu, 29 Sep 2011 11:30:39 +0000 Kevin http://www.nodebtplan.net/?p=5052 I have a friend that has a new co-worker who is out on her own in the real world for the first time. She lives in another state and called me for advice on where to point her. This financial newbie is looking to set up a checking and savings account for the first time, [...]

Financial Advice for Today: What I Would Tell Financial Newbies Now is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/09/29/financial-advice-for-today-what-i-would-tell-financial-newbies-now/feed/ 0 Video: How to Set Up a Monthly Budget and Spending Planhttp://www.nodebtplan.net/2010/02/23/how-to-set-up-a-monthly-budget-and-spending-plan-video/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-set-up-a-monthly-budget-and-spending-plan-video http://www.nodebtplan.net/2010/02/23/how-to-set-up-a-monthly-budget-and-spending-plan-video/#comments Tue, 23 Feb 2010 11:00:08 +0000 Kevin http://www.nodebtplan.net/?p=4565 In my last post I promised you I would be writing about amended tax returns. I’ve put that to the side for a day to answer a reader question. I’m answering that question with a video that you can find at the bottom of the post. I’ve never done a video before, and it was [...]

Video: How to Set Up a Monthly Budget and Spending Plan is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/02/23/how-to-set-up-a-monthly-budget-and-spending-plan-video/feed/ 10 How to Save for Small Goalshttp://www.nodebtplan.net/2009/09/21/how-to-save-for-small-goals/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-save-for-small-goals http://www.nodebtplan.net/2009/09/21/how-to-save-for-small-goals/#comments Mon, 21 Sep 2009 14:31:17 +0000 Kevin http://www.nodebtplan.net/?p=3750 A reader wrote in with this question. After reading your article on flexible budgeting, I wanted to ask a question to build on your notes about flexible budgets. One question I have is in regards to financial goals. While I save in categories of ‘retirement’ and ‘house down-payment’, I don’t know how to save for [...]

How to Save for Small Goals is a post from No Debt Plan

]]> http://www.nodebtplan.net/2009/09/21/how-to-save-for-small-goals/feed/ 1 Reader Question: Is a Financially Clean Divorce Possible?http://www.nodebtplan.net/2009/09/02/reader-question-is-a-financially-clean-divorce-possible/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-is-a-financially-clean-divorce-possible http://www.nodebtplan.net/2009/09/02/reader-question-is-a-financially-clean-divorce-possible/#comments Wed, 02 Sep 2009 11:00:59 +0000 Kevin http://www.nodebtplan.net/?p=3620 A reader wrote in with this question: I know someone going through a tough time right now.  They were married less than 2 years ago and have decided to get a divorce. There was no prenuptial agreement.  They bought a duplex right before the marriage.  As far as I know, both of their names are [...]

Reader Question: Is a Financially Clean Divorce Possible? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2009/09/02/reader-question-is-a-financially-clean-divorce-possible/feed/ 10 Reader Question: Down Payment or Car Savings?http://www.nodebtplan.net/2009/08/26/reader-question-down-payment-or-car-savings/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-down-payment-or-car-savings http://www.nodebtplan.net/2009/08/26/reader-question-down-payment-or-car-savings/#comments Wed, 26 Aug 2009 11:00:14 +0000 Kevin http://www.nodebtplan.net/?p=3601 I’ve had a few people already drop me an e-mail with questions to be answered on this blog. I’m still looking for more questions! As a reminder: only provide the facts, and I will do everything I can to make sure your question is anonymous. (Meaning I won’t do anything weird like post your name, [...]

Reader Question: Down Payment or Car Savings? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2009/08/26/reader-question-down-payment-or-car-savings/feed/ 6 Reader Question: Why Let Your CD Ladder Fall Apart?http://www.nodebtplan.net/2009/07/01/reader-question-why-let-your-cd-ladder-fall-apart/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-why-let-your-cd-ladder-fall-apart http://www.nodebtplan.net/2009/07/01/reader-question-why-let-your-cd-ladder-fall-apart/#comments Wed, 01 Jul 2009 11:00:34 +0000 Kevin http://www.nodebtplan.net/?p=3253 Last month I told you that our CD ladder fell apart. One reader, Dave from Do You Dave Ramsey, e-mailed in a question that I figured would make a great post. Here’s his question: I’m curious as to your motivation to stop [the CD ladder].  I get that rates were falling, but wouldn’t you also [...]

Reader Question: Why Let Your CD Ladder Fall Apart? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2009/07/01/reader-question-why-let-your-cd-ladder-fall-apart/feed/ 4 Reader Question: Cutting Investment Losseshttp://www.nodebtplan.net/2009/03/31/reader-question-cutting-investment-losses/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-cutting-investment-losses http://www.nodebtplan.net/2009/03/31/reader-question-cutting-investment-losses/#comments Tue, 31 Mar 2009 13:45:44 +0000 Kevin http://www.nodebtplan.net/?p=2356 This past weekend reader April e-mailed me with a question (I love when my readers do this!): Read your blog re: Franklin Templeton front loads / expense ratios and it confirmed what I’ve been trying to ignore for a while. The good news is, I’ve decided to move away from Franklin Templeton and invest in [...]

Reader Question: Cutting Investment Losses is a post from No Debt Plan

]]> http://www.nodebtplan.net/2009/03/31/reader-question-cutting-investment-losses/feed/ 1 Reader Question: Paid Escrow Up Front, Now Not Allowed to Buy Homehttp://www.nodebtplan.net/2008/11/23/reader-question-paid-escrow-up-front-now-not-allowed-to-buy-home/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-paid-escrow-up-front-now-not-allowed-to-buy-home http://www.nodebtplan.net/2008/11/23/reader-question-paid-escrow-up-front-now-not-allowed-to-buy-home/#comments Sun, 23 Nov 2008 12:00:54 +0000 Kevin http://www.nodebtplan.net/?p=1249 Reader Jonathon recently sent me an e-mail with a request for help. I was in the process of finishing the underwriting and closing of the house we wanted to buy and had already paid the escrow a month and a half before.  We were told that VA had made a decision that they would not [...]

Reader Question: Paid Escrow Up Front, Now Not Allowed to Buy Home is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/11/23/reader-question-paid-escrow-up-front-now-not-allowed-to-buy-home/feed/ 0 Reader Question: Using Credit Cards for Depreciating Assets?http://www.nodebtplan.net/2008/05/29/reader-question-using-credit-cards-for-depreciating-assets/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-using-credit-cards-for-depreciating-assets http://www.nodebtplan.net/2008/05/29/reader-question-using-credit-cards-for-depreciating-assets/#comments Thu, 29 May 2008 19:00:11 +0000 Kevin http://www.nodebtplan.net/?p=235 One of my good buddies, Michael, asked me a question online the other day. He mentioned he really enjoyed the “Only Buy Appreciating Assets on Credit” and “Credit Cards and Depreciating Assets Don’t Mix” posts. To summarize these posts I said a major problem with credit cards is people use them to buy assets that [...]

Reader Question: Using Credit Cards for Depreciating Assets? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2008/05/29/reader-question-using-credit-cards-for-depreciating-assets/feed/ 0 Reader Question: What if there is nothing left at the end of the month?http://www.nodebtplan.net/2008/05/28/reader-question-what-if-there-is-nothing-left-at-the-end-of-the-month/#utm_source=rss&utm_medium=rss&utm_campaign=reader-question-what-if-there-is-nothing-left-at-the-end-of-the-month http://www.nodebtplan.net/2008/05/28/reader-question-what-if-there-is-nothing-left-at-the-end-of-the-month/#comments Wed, 28 May 2008 19:00:25 +0000 Kevin http://www.nodebtplan.net/?p=234 I recently received a comment on my post 10 Steps to Avoid Becoming a Millionaire. Why is it that some people seem to think money just falls out of the sky. I take 3% for my 401K and it’s magic! Another 3% materializes out of thin air and the electric bill still gets paid. I [...]

Reader Question: What if there is nothing left at the end of the month? is a post from No Debt Plan

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