No Debt Plan » Real Estate http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 How I’m Saving 22% to 42% On My Mortgage Interest Through Refinancinghttp://www.nodebtplan.net/2012/02/09/why-refinancing-now-could-save-you-thousands/#utm_source=rss&utm_medium=rss&utm_campaign=why-refinancing-now-could-save-you-thousands http://www.nodebtplan.net/2012/02/09/why-refinancing-now-could-save-you-thousands/#comments Thu, 09 Feb 2012 12:30:35 +0000 Kevin http://www.nodebtplan.net/?p=5093 How would you like to chop your mortgage interest cost down by 22% to 42% from your current plan? That’s exactly what I’m doing. Read on to learn exactly how I’m going to be able to save that much. Low Mortgage Rates for Refinancing Can mortgage rates seriously get any lower? A few years ago [...]

How I’m Saving 22% to 42% On My Mortgage Interest Through Refinancing is a post from No Debt Plan

]]> http://www.nodebtplan.net/2012/02/09/why-refinancing-now-could-save-you-thousands/feed/ 0 Does Owning a Home Really Put You Ahead of Your Peers?http://www.nodebtplan.net/2012/02/03/does-owning-a-home-really-put-you-ahead-of-your-peers/#utm_source=rss&utm_medium=rss&utm_campaign=does-owning-a-home-really-put-you-ahead-of-your-peers http://www.nodebtplan.net/2012/02/03/does-owning-a-home-really-put-you-ahead-of-your-peers/#comments Fri, 03 Feb 2012 12:30:24 +0000 Kevin http://www.nodebtplan.net/?p=3340 My wife and I bought our first home at the ages of 23 and 22. This was in the year 2007. We put 5% down, got a traditional 80% mortgage, and had a slightly higher interest rate 2nd mortgage for the remaining 15%. At the time our family and friends showered us with praise. We [...]

Does Owning a Home Really Put You Ahead of Your Peers? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2012/02/03/does-owning-a-home-really-put-you-ahead-of-your-peers/feed/ 3 Should You Set Up Automatic Payment for Your Mortgage?http://www.nodebtplan.net/2012/01/29/should-you-set-up-automatic-payment-for-your-mortgage/#utm_source=rss&utm_medium=rss&utm_campaign=should-you-set-up-automatic-payment-for-your-mortgage http://www.nodebtplan.net/2012/01/29/should-you-set-up-automatic-payment-for-your-mortgage/#comments Sun, 29 Jan 2012 23:05:22 +0000 Kevin http://www.nodebtplan.net/?p=5089 One of the easiest ways to make sure your bills are paid on time is to set up automatic bill payment with each company that sends you a monthly bill. You won’t have to remember to write a check or mail an envelope. Depending on the type of automatic bill pay the company uses your [...]

Should You Set Up Automatic Payment for Your Mortgage? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2012/01/29/should-you-set-up-automatic-payment-for-your-mortgage/feed/ 0 3 Tactics to Pay Off Your Mortgage Fasterhttp://www.nodebtplan.net/2011/10/06/3-tactics-to-pay-off-your-mortgage-faster/#utm_source=rss&utm_medium=rss&utm_campaign=3-tactics-to-pay-off-your-mortgage-faster http://www.nodebtplan.net/2011/10/06/3-tactics-to-pay-off-your-mortgage-faster/#comments Thu, 06 Oct 2011 13:00:08 +0000 Kevin http://www.nodebtplan.net/?p=5044 Unless you save up for a decade you probably will be buying a home with a mortgage. Having a mortgage is an acceptable financial decision simply because it would be so long before most of us could buy a home if we decided to pay cash. While having a mortgage isn’t necessarily a bad thing, [...]

3 Tactics to Pay Off Your Mortgage Faster is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/10/06/3-tactics-to-pay-off-your-mortgage-faster/feed/ 5 How to Hire a Home Inspectorhttp://www.nodebtplan.net/2011/05/24/how-to-hire-a-home-inspector/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-hire-a-home-inspector http://www.nodebtplan.net/2011/05/24/how-to-hire-a-home-inspector/#comments Tue, 24 May 2011 11:30:46 +0000 Kevin http://www.nodebtplan.net/?p=5006 Whenever you purchase a new home for your family, you are required to have the structure inspected by a licensed home inspector. A home inspector’s job is to identify broken components, defects, unsafe conditions, or items near the end of their normal service life. The inspection is done to state standards, so your inspector may [...]

How to Hire a Home Inspector is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/05/24/how-to-hire-a-home-inspector/feed/ 1 From Leap of Faith to Putting Down Deep Roots: The Past 5 Monthshttp://www.nodebtplan.net/2011/05/18/from-leap-of-faith-to-putting-down-deep-roots-the-past-5-months/#utm_source=rss&utm_medium=rss&utm_campaign=from-leap-of-faith-to-putting-down-deep-roots-the-past-5-months http://www.nodebtplan.net/2011/05/18/from-leap-of-faith-to-putting-down-deep-roots-the-past-5-months/#comments Wed, 18 May 2011 11:30:04 +0000 Kevin http://www.nodebtplan.net/?p=5002 We just bought a house. Wait… what? “Aren’t you the guy that just sold his other house and was relieved to be done with it?” “Isn’t it a little soon to be buying again?” “You must be insane!” Valid points. But hear me out. First, for the uninitiated to our saga: my wife and I [...]

From Leap of Faith to Putting Down Deep Roots: The Past 5 Months is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/05/18/from-leap-of-faith-to-putting-down-deep-roots-the-past-5-months/feed/ 3 How to Close on Your Home Remotelyhttp://www.nodebtplan.net/2011/03/28/how-to-close-on-your-home-remotely/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-close-on-your-home-remotely http://www.nodebtplan.net/2011/03/28/how-to-close-on-your-home-remotely/#comments Mon, 28 Mar 2011 11:30:28 +0000 Kevin http://www.nodebtplan.net/?p=4957 As we pulled out of our neighborhood with a truck I wasn’t sure I was qualified to drive packed full of all of our belongings, I wondered if we would ever come back to see our home in the future. Would I care if the future owners ripped out all of our landscaping and replaced [...]

How to Close on Your Home Remotely is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/03/28/how-to-close-on-your-home-remotely/feed/ 1 Should You Buy a House Now Before Rates and Prices Go Up?http://www.nodebtplan.net/2011/03/21/should-you-buy-a-house-now-before-rates-and-prices-go-up/#utm_source=rss&utm_medium=rss&utm_campaign=should-you-buy-a-house-now-before-rates-and-prices-go-up http://www.nodebtplan.net/2011/03/21/should-you-buy-a-house-now-before-rates-and-prices-go-up/#comments Mon, 21 Mar 2011 11:30:40 +0000 Kevin http://www.nodebtplan.net/?p=4952 Whether you’re looking to buy your first home or you recently sold your house you might be pondering buying a new house in the near future. Rates are at historic lows, and the housing market has taken a pounding over the last few years. Depending on what area of the country you live in home [...]

Should You Buy a House Now Before Rates and Prices Go Up? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/03/21/should-you-buy-a-house-now-before-rates-and-prices-go-up/feed/ 2 How to Get Value for Your Appliances — from 6 Hours Awayhttp://www.nodebtplan.net/2011/03/17/how-to-get-value-for-your-appliances/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-get-value-for-your-appliances http://www.nodebtplan.net/2011/03/17/how-to-get-value-for-your-appliances/#comments Thu, 17 Mar 2011 11:30:32 +0000 Kevin http://www.nodebtplan.net/?p=4950 This week I’ve shared that we accepted a low offer on our house (and explained why) and told you to negotiate like hell when you sell your house (or anything else).  As part of the house selling process we negotiated to keep our washer and dryer. The buyer wanted them, but claimed to not have [...]

How to Get Value for Your Appliances — from 6 Hours Away is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/03/17/how-to-get-value-for-your-appliances/feed/ 1 Negotiate Like Hell When Selling Your Homehttp://www.nodebtplan.net/2011/03/16/negotiate-like-hell-when-selling-your-home/#utm_source=rss&utm_medium=rss&utm_campaign=negotiate-like-hell-when-selling-your-home http://www.nodebtplan.net/2011/03/16/negotiate-like-hell-when-selling-your-home/#comments Wed, 16 Mar 2011 11:30:59 +0000 Kevin http://www.nodebtplan.net/?p=4948 On Monday I shared that we had accepted a low offer on our house and explained the reasoning behind why we accepted it. I wanted to talk about the negotiation process a bit in hopes that it might help one of my readers. Expect the Lowball As you try to sell your home in this [...]

Negotiate Like Hell When Selling Your Home is a post from No Debt Plan

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