No Debt Plan » Retirement

Is It Too Late for Your 2011 IRA Contribution?

Kevin — Thu, 12 Jan 2012 12:30:47 +0000

Don’t you hate when you intend to do something but life gets in the way and keeps you from getting it accomplished? If that happened to you last your with your ambitions of opening a Roth IRA, don’t worry: you still have time to fulfill your contribution limit for 2011. Why can you still contribute [...]

Is It Too Late for Your 2011 IRA Contribution? is a post from No Debt Plan

What’s Better: Easy to Manage Investments or Investment Performance?

Kevin — Thu, 10 Mar 2011 12:15:56 +0000

In the fall of 2009 my wife and I helped facilitate a group going through Dave Ramsey’s Financial Peace University at our church. In that class we all learned that in most relationships there are two very different types of people: financial nerds and free spirits. If you’ve been through Ramsey’s material you’re already familiar [...]

What’s Better: Easy to Manage Investments or Investment Performance? is a post from No Debt Plan

How to Roll Over Your 401k and 403b

Kevin — Thu, 24 Feb 2011 12:00:31 +0000

We reminded you to not forget your retirement behind when you move to a new job in a new city. Today we will look at what steps you need to take to bring your old 401k or 403b with you. If you’re moving an old retirement account you have a few options: cash out the [...]

How to Roll Over Your 401k and 403b is a post from No Debt Plan

Don’t Forget Your Retirement Account When You Move

Kevin — Mon, 21 Feb 2011 12:30:01 +0000

Moving is already enough of a financial stress and pain that you cannot afford to compound the pain by leaving your retirement behind. You’ve had to pay for a rental truck (or movers), stage and sell your house, find a new place to live, and put down deposits on new utilities. It can feel like [...]

Don’t Forget Your Retirement Account When You Move is a post from No Debt Plan

Dumb Money: Early Roth IRA Withdrawals

Kevin — Mon, 20 Sep 2010 11:00:39 +0000

Last week I told you taking an early withdrawal from your 401k was a very dumb move. The taxes and fees you pay take a hugWehe chunk out of your withdrawal leaving you anywhere from 50% to 65% of what you originally withdrew. Astute reader Jimbo left a comment and asked: How about pulling from [...]

Dumb Money: Early Roth IRA Withdrawals is a post from No Debt Plan

Make August “Rebalance Your Portfolio” Month

Kevin — Thu, 26 Aug 2010 11:00:23 +0000

In my last article I showed you how to rebalance your portfolio. Today I’m going to attempt to convince you that you should rebalance your portfolio every August. Yea, I’m posting this with 5 days left in the month. Don’t give me any flak. If I had posted this on August 1st most of you [...]

Make August “Rebalance Your Portfolio” Month is a post from No Debt Plan

Rebalance Your Investment Portfolio

Kevin — Mon, 23 Aug 2010 11:00:40 +0000

Living under your means and on a budget is a great first financial step. Building up an emergency fund is a byproduct of that first step and is definitely necessary. But you and I know you can’t just stop there. One day, hopefully sooner rather than later, you’ll want to retire and live off the [...]

Rebalance Your Investment Portfolio is a post from No Debt Plan

Classic Debate: Should You Pay Off Your Mortgage or Invest That Extra Money?

Kevin — Fri, 02 Jul 2010 15:47:06 +0000

Oh man. I’m excited. I love these types of posts. One of my favorite personal finance bloggers, JD Roth of Get Rich Slowly, has posed this question to his readers: Should I Invest or Prepay My Mortgage? There’s a great discussion brewing over there, but I wanted to post my thoughts here. Experts Disagree on [...]

Classic Debate: Should You Pay Off Your Mortgage or Invest That Extra Money? is a post from No Debt Plan

How Much Company Stock Should You Hold?

Kevin — Thu, 30 Jul 2009 14:01:16 +0000

Some of you are lucky enough to work for a company that offers you the option to buy company stock as a form of compensation. While this is certainly a nice perk — especially if the shares go through the roof — I think it is a very risky proposition. How to Get Company Stock [...]

How Much Company Stock Should You Hold? is a post from No Debt Plan

Bloggers Make Mistakes, Too

Kevin — Tue, 28 Jul 2009 11:38:01 +0000

Yesterday I warned you that your 401k company was likely lying to you in an effort to make itself look better. While I still believe this to be true I must admit I discovered a mistake in my personal calculations that warrants a discussion. I told you that the company was showing that I had [...]

Bloggers Make Mistakes, Too is a post from No Debt Plan