No Debt Plan » Spending http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Why Penny Auction Websites are Garbagehttp://www.nodebtplan.net/2011/11/23/why-penny-auction-websites-are-garbage/#utm_source=rss&utm_medium=rss&utm_campaign=why-penny-auction-websites-are-garbage http://www.nodebtplan.net/2011/11/23/why-penny-auction-websites-are-garbage/#comments Wed, 23 Nov 2011 12:30:55 +0000 Kevin http://www.nodebtplan.net/?p=5068 Penny auction websites promote themselves as an easy, entertaining, and inexpensive way to get your hands on popular consumer items (usually electronics). The first time I ran across a penny auction website was a few years ago. I came across a link and was credited with 100 free bids to try out the service. In [...]

Why Penny Auction Websites are Garbage is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/11/23/why-penny-auction-websites-are-garbage/feed/ 0 Reliance on Tomorrow Requires Debt Todayhttp://www.nodebtplan.net/2011/08/18/reliance-on-tomorrow-requires-debt-today/#utm_source=rss&utm_medium=rss&utm_campaign=reliance-on-tomorrow-requires-debt-today http://www.nodebtplan.net/2011/08/18/reliance-on-tomorrow-requires-debt-today/#comments Thu, 18 Aug 2011 11:30:10 +0000 Kevin http://www.nodebtplan.net/?p=2755 You’ve found that thing that you really want, but you haven’t planned for it. It’s so shiny, so new… and sitting right in front of you. Your hand reaches for your wallet. Stop. Have you really thought this through? No matter how large or small the purchase you should put some thought into it. At [...]

Reliance on Tomorrow Requires Debt Today is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/08/18/reliance-on-tomorrow-requires-debt-today/feed/ 2 How to Get a Washer and Dryer for 50% Offhttp://www.nodebtplan.net/2011/06/10/how-to-get-a-washer-and-dryer-for-50-off/#utm_source=rss&utm_medium=rss&utm_campaign=how-to-get-a-washer-and-dryer-for-50-off http://www.nodebtplan.net/2011/06/10/how-to-get-a-washer-and-dryer-for-50-off/#comments Fri, 10 Jun 2011 11:30:10 +0000 Kevin http://www.nodebtplan.net/?p=5013 When my wife and I left our house behind in Birmingham, we tried to sell our washer and dryer combo to the new buyer. The buyer wanted the units essentially for free, and we were having no part in that. Instead, we ended up donating the appliances to Habitat for Humanity for the tax write [...]

How to Get a Washer and Dryer for 50% Off is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/06/10/how-to-get-a-washer-and-dryer-for-50-off/feed/ 4 Buy Used Gift Cards and Earn a Major Discount on Anything You Wanthttp://www.nodebtplan.net/2011/06/03/buy-used-gift-cards-and-earn-a-major-discount-on-anything-you-want/#utm_source=rss&utm_medium=rss&utm_campaign=buy-used-gift-cards-and-earn-a-major-discount-on-anything-you-want http://www.nodebtplan.net/2011/06/03/buy-used-gift-cards-and-earn-a-major-discount-on-anything-you-want/#comments Fri, 03 Jun 2011 11:30:51 +0000 Kevin http://www.nodebtplan.net/?p=5009 Many frugality articles out there talk about pinching a penny here and saving a percentage point or two over there. While I completely agree that, over time, these tactics will save you money, I do not think they are the best course of action today. If you are looking to save money on anything — [...]

Buy Used Gift Cards and Earn a Major Discount on Anything You Want is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/06/03/buy-used-gift-cards-and-earn-a-major-discount-on-anything-you-want/feed/ 12 Do High Gas Prices Justify a Gas Rewards Credit Card?http://www.nodebtplan.net/2011/05/06/do-high-gas-prices-justify-a-gas-rewards-credit-card/#utm_source=rss&utm_medium=rss&utm_campaign=do-high-gas-prices-justify-a-gas-rewards-credit-card http://www.nodebtplan.net/2011/05/06/do-high-gas-prices-justify-a-gas-rewards-credit-card/#comments Fri, 06 May 2011 11:30:17 +0000 Kevin http://www.nodebtplan.net/?p=4991 Gas prices continue to climb headed into the summer months. I’m thankful to personally be in a situation where I can afford a 25% increase in gas costs, but I know many around the country are hurting. The last time I wrote about gas, my local prices sat at $3.68 per gallon for regular grade [...]

Do High Gas Prices Justify a Gas Rewards Credit Card? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/05/06/do-high-gas-prices-justify-a-gas-rewards-credit-card/feed/ 1 The Pros and Cons of Higher Gas Priceshttp://www.nodebtplan.net/2011/05/03/pros-and-cons-of-higher-gas-price/#utm_source=rss&utm_medium=rss&utm_campaign=pros-and-cons-of-higher-gas-price http://www.nodebtplan.net/2011/05/03/pros-and-cons-of-higher-gas-price/#comments Tue, 03 May 2011 11:30:44 +0000 Kevin http://www.nodebtplan.net/?p=4989 The cost of a gallon of gas has increased dramatically in many areas of the country. Regular grade has sits at around $3.70 per gallon in my area. That is easily an increase of at least $1.00 per gallon (or 37%) from a year ago. Even $3.70 per gallon is nothing compared to a gas [...]

The Pros and Cons of Higher Gas Prices is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/05/03/pros-and-cons-of-higher-gas-price/feed/ 2 3 Ways Valentine’s Day Can Put You in Debthttp://www.nodebtplan.net/2011/02/11/3-ways-valentines-day-can-put-you-in-debt/#utm_source=rss&utm_medium=rss&utm_campaign=3-ways-valentines-day-can-put-you-in-debt http://www.nodebtplan.net/2011/02/11/3-ways-valentines-day-can-put-you-in-debt/#comments Fri, 11 Feb 2011 11:00:03 +0000 Kevin http://www.nodebtplan.net/?p=4926 If Virginia is for Lovers, is it appropriate to say Valentine’s Day is for Debtors? “No, surely not!”, you might be thinking. “This guy just hates Valentine’s Day!” While that is true I think we can all admit there’s been a least once where we’ve spent more money than we had just to impress that special [...]

3 Ways Valentine’s Day Can Put You in Debt is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/11/3-ways-valentines-day-can-put-you-in-debt/feed/ 3 Use Social Buying Sites to Spice Up Valentine’s Dayhttp://www.nodebtplan.net/2011/02/07/use-social-buying-sites-to-spice-up-valentines-day/#utm_source=rss&utm_medium=rss&utm_campaign=use-social-buying-sites-to-spice-up-valentines-day http://www.nodebtplan.net/2011/02/07/use-social-buying-sites-to-spice-up-valentines-day/#comments Mon, 07 Feb 2011 11:00:50 +0000 Kevin http://www.nodebtplan.net/?p=4920 Ah, February. The month with my least favorite holiday. (If you haven’t heard, we don’t celebrate Valentine’s Day.) The short version goes like this: you should be celebrating your love for each other every day of the year, not when megacorporations want to sell you overpriced chocolates and flowers. But, I know there’s a good [...]

Use Social Buying Sites to Spice Up Valentine’s Day is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/07/use-social-buying-sites-to-spice-up-valentines-day/feed/ 0 Why Smart Companies React Quickly Onlinehttp://www.nodebtplan.net/2011/02/04/why-smart-companies-react-quickly-online/#utm_source=rss&utm_medium=rss&utm_campaign=why-smart-companies-react-quickly-online http://www.nodebtplan.net/2011/02/04/why-smart-companies-react-quickly-online/#comments Fri, 04 Feb 2011 11:00:16 +0000 Kevin http://www.nodebtplan.net/?p=4919 I’ve been writing a lot about poor customer service and strategies to get better service. (See 3 Tips to Using Social Media to Get Customer Satisfaction and Skip the Phone Tree; Use Executive Customer Service for Results.) In both articles I made mention to using Twitter to get the attention of companies that have provided [...]

Why Smart Companies React Quickly Online is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/04/why-smart-companies-react-quickly-online/feed/ 0 3 Tips to Using Social Media to Get Customer Service Satisfactionhttp://www.nodebtplan.net/2011/02/02/3-tips-to-using-social-media-to-get-customer-service-satisfaction/#utm_source=rss&utm_medium=rss&utm_campaign=3-tips-to-using-social-media-to-get-customer-service-satisfaction http://www.nodebtplan.net/2011/02/02/3-tips-to-using-social-media-to-get-customer-service-satisfaction/#comments Wed, 02 Feb 2011 11:00:13 +0000 Kevin http://www.nodebtplan.net/?p=4915 Last week I told you to Skip the Phone Tree and Call Executive Customer Service to get resolution to major issues you have with any company. If your bill is wrong, you’ve received horrible service, or you’re experiencing a service disruption… calling Executive Customer Service works. I’ve had the unfortunate honor of having to do [...]

3 Tips to Using Social Media to Get Customer Service Satisfaction is a post from No Debt Plan

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