No Debt Plan » Credit Cards

3 Ways to React When Your Credit Card Terms Change

Kevin — Mon, 16 May 2011 11:30:36 +0000

I have long been a fan of American Express’ Blue Cash credit card. One of my first posts I wrote on this blog was how credit cards were not evil, and I talked about earning over $400 in cash back rewards with the Blue Cash card. We’ve been using it wisely for years, racking up [...]

3 Ways to React When Your Credit Card Terms Change is a post from No Debt Plan

Do High Gas Prices Justify a Gas Rewards Credit Card?

Kevin — Fri, 06 May 2011 11:30:17 +0000

Gas prices continue to climb headed into the summer months. I’m thankful to personally be in a situation where I can afford a 25% increase in gas costs, but I know many around the country are hurting. The last time I wrote about gas, my local prices sat at $3.68 per gallon for regular grade [...]

Do High Gas Prices Justify a Gas Rewards Credit Card? is a post from No Debt Plan

The Debate of Using Credit Cards in College

Kevin — Mon, 30 Aug 2010 11:00:48 +0000

College is kicking off this month at academic institutions across the country. Seniors are gloating their off-campus apartments. Juniors press on toward graduation. Sophomores are glad to have it all figured out. And Freshmen walk around campus attempting to look like they have it together while truly feeling dazed and confused. And somewhere, usually in [...]

The Debate of Using Credit Cards in College is a post from No Debt Plan

Are Debit Cards Riskier Than Credit Cards?

Kevin — Thu, 12 Nov 2009 14:47:10 +0000

There was an interesting article earlier this month on CNN Money about the downside of debit cards. I come across articles like this fairly often, but haven’t shared them. I suppose I assume most people have already seen the article. I was reminded a few days ago that everyone doesn’t have time to constantly be [...]

Are Debit Cards Riskier Than Credit Cards? is a post from No Debt Plan

Maximizing Your Credit Card Cash Back

Kevin — Fri, 24 Jul 2009 14:41:05 +0000

We received our annual cash back from American Express on our last statement. In years past we had earned well over $400. This year through reduced spending and thankfully reduced gas prices our cash back is just $365.91. When additional income comes into your financial life you have two options: Blow the money by not [...]

Maximizing Your Credit Card Cash Back is a post from No Debt Plan

The Card Act of 2009 is Really of 2010

Kevin — Fri, 22 May 2009 11:00:38 +0000

As we discussed earlier in the week, the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 was passed by Congress. It is being sent on to President Obama for his approval. I thought there was one last small yet huge point to make concerning this new legislation. The Act Won’t Apply Until 2010 The [...]

The Card Act of 2009 is Really of 2010 is a post from No Debt Plan

The Demonization of Credit Card Companies

Kevin — Thu, 21 May 2009 12:20:37 +0000

(Photo by Omar Omar) Yesterday both houses of Congress passed the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (CARD). It will soon be sent to the desk of the President for his approval. I said yesterday that I’m all for regulating abusive practices in any industry. Yet it does make me wary that [...]

The Demonization of Credit Card Companies is a post from No Debt Plan

Credit Card Act Passes Senate

Kevin — Wed, 20 May 2009 18:00:15 +0000

The appropriately named redit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 has passed the United States Senate in overwhelming fashion: 90 to 5. It is apparent that credit card reform is just around the corner as the bill is being sent back to the House of Representatives for their vote. (The House passed [...]

Credit Card Act Passes Senate is a post from No Debt Plan

Reader Comment: Credit Cards Not Huge Expenditure for My Business

Kevin — Sun, 08 Mar 2009 13:00:31 +0000

I just received a fantastic comment on a controversial article. I told you back in July that I Like Dave Ramsey, But He is Still Wrong. There has been a fantastic on-going discussion via comments on this post — I encourage everyone to read through and form their own opinion. I have been willing to [...]

Reader Comment: Credit Cards Not Huge Expenditure for My Business is a post from No Debt Plan

Credit Card Cashback Update

Kevin — Tue, 27 Jan 2009 14:50:07 +0000

If you have been reading No Debt Plan for any serious amount of time you have noticed I am not afraid of credit cards. In fact I think credit cards are a great tool that if used properly essentially earns you free money for purchases you would make regardless of using the card or cash [...]

Credit Card Cashback Update is a post from No Debt Plan