No Debt Plan » Spending http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 09 Feb 2012 12:30:35 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Reliance on Tomorrow Requires Debt Todayhttp://www.nodebtplan.net/2011/08/18/reliance-on-tomorrow-requires-debt-today/#utm_source=rss&utm_medium=rss&utm_campaign=reliance-on-tomorrow-requires-debt-today http://www.nodebtplan.net/2011/08/18/reliance-on-tomorrow-requires-debt-today/#comments Thu, 18 Aug 2011 11:30:10 +0000 Kevin http://www.nodebtplan.net/?p=2755 You’ve found that thing that you really want, but you haven’t planned for it. It’s so shiny, so new… and sitting right in front of you. Your hand reaches for your wallet. Stop. Have you really thought this through? No matter how large or small the purchase you should put some thought into it. At [...]

Reliance on Tomorrow Requires Debt Today is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/08/18/reliance-on-tomorrow-requires-debt-today/feed/ 2 3 Ways Valentine’s Day Can Put You in Debthttp://www.nodebtplan.net/2011/02/11/3-ways-valentines-day-can-put-you-in-debt/#utm_source=rss&utm_medium=rss&utm_campaign=3-ways-valentines-day-can-put-you-in-debt http://www.nodebtplan.net/2011/02/11/3-ways-valentines-day-can-put-you-in-debt/#comments Fri, 11 Feb 2011 11:00:03 +0000 Kevin http://www.nodebtplan.net/?p=4926 If Virginia is for Lovers, is it appropriate to say Valentine’s Day is for Debtors? “No, surely not!”, you might be thinking. “This guy just hates Valentine’s Day!” While that is true I think we can all admit there’s been a least once where we’ve spent more money than we had just to impress that special [...]

3 Ways Valentine’s Day Can Put You in Debt is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/11/3-ways-valentines-day-can-put-you-in-debt/feed/ 3 Use Social Buying Sites to Spice Up Valentine’s Dayhttp://www.nodebtplan.net/2011/02/07/use-social-buying-sites-to-spice-up-valentines-day/#utm_source=rss&utm_medium=rss&utm_campaign=use-social-buying-sites-to-spice-up-valentines-day http://www.nodebtplan.net/2011/02/07/use-social-buying-sites-to-spice-up-valentines-day/#comments Mon, 07 Feb 2011 11:00:50 +0000 Kevin http://www.nodebtplan.net/?p=4920 Ah, February. The month with my least favorite holiday. (If you haven’t heard, we don’t celebrate Valentine’s Day.) The short version goes like this: you should be celebrating your love for each other every day of the year, not when megacorporations want to sell you overpriced chocolates and flowers. But, I know there’s a good [...]

Use Social Buying Sites to Spice Up Valentine’s Day is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/02/07/use-social-buying-sites-to-spice-up-valentines-day/feed/ 0 Skip the Phone Tree; Use Executive Customer Service for Resultshttp://www.nodebtplan.net/2011/01/31/skip-the-phone-tree-use-executive-customer-service-for-results/#utm_source=rss&utm_medium=rss&utm_campaign=skip-the-phone-tree-use-executive-customer-service-for-results http://www.nodebtplan.net/2011/01/31/skip-the-phone-tree-use-executive-customer-service-for-results/#comments Mon, 31 Jan 2011 11:00:45 +0000 Kevin http://www.nodebtplan.net/?p=4914 Remember last week when I told you to ask for discounts when you move? I was so confident that utilizing that strategy works because I had just used it to secure some major discounts myself. There are two instances where we used our move to get a discount: our home internet, and our cable. We [...]

Skip the Phone Tree; Use Executive Customer Service for Results is a post from No Debt Plan

]]> http://www.nodebtplan.net/2011/01/31/skip-the-phone-tree-use-executive-customer-service-for-results/feed/ 5 3 Last Minute Gift Ideas That Won’t Break You Financiallyhttp://www.nodebtplan.net/2010/12/23/3-last-minute-gift-ideas-that-wont-break-you-financially/#utm_source=rss&utm_medium=rss&utm_campaign=3-last-minute-gift-ideas-that-wont-break-you-financially http://www.nodebtplan.net/2010/12/23/3-last-minute-gift-ideas-that-wont-break-you-financially/#comments Thu, 23 Dec 2010 11:00:13 +0000 Kevin http://www.nodebtplan.net/?p=4885 You procrastinated, didn’t you? It’s two days before Christmas. You technically have two shopping days (including today) left unless you’re really gutsy and want to try to get something on Christmas morning. The stores are either sold out of everything or there’s so picked over that it is hit or miss… making last minute shopping [...]

3 Last Minute Gift Ideas That Won’t Break You Financially is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/12/23/3-last-minute-gift-ideas-that-wont-break-you-financially/feed/ 2 Black Friday Resources and Strategyhttp://www.nodebtplan.net/2010/11/22/black-friday-resources-and-strategy/#utm_source=rss&utm_medium=rss&utm_campaign=black-friday-resources-and-strategy http://www.nodebtplan.net/2010/11/22/black-friday-resources-and-strategy/#comments Mon, 22 Nov 2010 11:00:18 +0000 Kevin http://www.nodebtplan.net/?p=4861 Black Friday is only a few days away. Today I’m going to share some thoughts and ideas so you can: identify the best Black Friday deals fully investigate the validity of those deals minimize the amount of time spent on Black Friday going out and getting deals Black Friday Resources and Strategy Finding Black Friday [...]

Black Friday Resources and Strategy is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/11/22/black-friday-resources-and-strategy/feed/ 0 Prepare and Plan Christmas 2010http://www.nodebtplan.net/2010/11/15/prepare-and-plan-christmas-2010/#utm_source=rss&utm_medium=rss&utm_campaign=prepare-and-plan-christmas-2010 http://www.nodebtplan.net/2010/11/15/prepare-and-plan-christmas-2010/#comments Mon, 15 Nov 2010 11:00:35 +0000 Kevin http://www.nodebtplan.net/?p=4856 Christmas is in 40 days and I bet some of you can’t even believe it. It seems it was only yesterday we were taking down wreaths and finding a place to drop off our Christmas tree for mulching. But Halloween is gone, Thanksgiving is well on its way, and the retailers have been gearing up [...]

Prepare and Plan Christmas 2010 is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/11/15/prepare-and-plan-christmas-2010/feed/ 5 Why Aren’t You Worried About Debit and Credit Cards for Teenagers?http://www.nodebtplan.net/2010/05/10/why-arent-you-worried-about-debit-and-credit-cards-for-teenagers/#utm_source=rss&utm_medium=rss&utm_campaign=why-arent-you-worried-about-debit-and-credit-cards-for-teenagers http://www.nodebtplan.net/2010/05/10/why-arent-you-worried-about-debit-and-credit-cards-for-teenagers/#comments Mon, 10 May 2010 11:00:55 +0000 Kevin http://www.nodebtplan.net/?p=4678 I’ve told you I think educating our youth on maintaining a check register is a step in the wrong direction. Some of my readers commented on that post arguing there will always be a need for a check register. I’ll tackle that in a future post. Today I want to focus on why you should [...]

Why Aren’t You Worried About Debit and Credit Cards for Teenagers? is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/05/10/why-arent-you-worried-about-debit-and-credit-cards-for-teenagers/feed/ 5 Save Money and Celebrate Valentine’s Day for the Right Reasonshttp://www.nodebtplan.net/2010/02/10/save-money-and-celebrate-valentines-day-for-the-right-reasons/#utm_source=rss&utm_medium=rss&utm_campaign=save-money-and-celebrate-valentines-day-for-the-right-reasons http://www.nodebtplan.net/2010/02/10/save-money-and-celebrate-valentines-day-for-the-right-reasons/#comments Wed, 10 Feb 2010 14:42:29 +0000 Kevin http://www.nodebtplan.net/?p=4524 I can’t believe I’ve never shared this: we don’t celebrate Valentine’s Day. No dozen red roses. No box of chocolates. No fancy meal out. None of that. It’s a waste in my opinion. I simply can’t get behind a holiday designed to sell greeting cards, knickknacks, and expensive flowers. What is Valentine’s Day Really About? Last [...]

Save Money and Celebrate Valentine’s Day for the Right Reasons is a post from No Debt Plan

]]> http://www.nodebtplan.net/2010/02/10/save-money-and-celebrate-valentines-day-for-the-right-reasons/feed/ 22 A Story of Steak and Customer Servicehttp://www.nodebtplan.net/2010/01/05/a-story-of-steak-and-customer-service/#utm_source=rss&utm_medium=rss&utm_campaign=a-story-of-steak-and-customer-service http://www.nodebtplan.net/2010/01/05/a-story-of-steak-and-customer-service/#comments Tue, 05 Jan 2010 11:00:56 +0000 Kevin http://www.nodebtplan.net/?p=4305 Last Saturday my wife and I began the celebration of our wedding anniversary. The actual anniversary date isn’t until the middle of this week and we made plans for this weekend and next weekend to celebrate. We made a reservation with the same restaurant I mentioned in The Steak Dilemma. They were running a promotion [...]

A Story of Steak and Customer Service is a post from No Debt Plan

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